• BANKdynamics® is a bank simulation that is played in teams. Each team runs a bank either in a live environment or virtually.
   
• The simulation reflects the financial structure of a bank as defined by the Federal Call Report for commercial banks, the Federal Reserve's FR-Y9 Report for bank holding companies and generally accepted accounting principles (GAAP).
   
• Each team begins managing their bank as of January 1, 2021. The new management team has a two year contract, which allows them 8 quarters to improve the position of the bank. Real historical market interest rates ending on December 31, 2000 are used and presented.
   
• The power of BANKdynamics® is the ability to run unlimited "What-If" analysis.
   
• "What-If" utilizes the A/L Benchmarks® model to test decisions before the team actually submits the plan or forecast.
   
• Cash flows are recomputed with every "What-If." A new balance sheet and income statement along with more than 35 other reports give participants the opportunity to move through time and highlight many facts, trends, and relationships.
   
• Issues of risk, return, growth, and capital adequacy are quantified and vividly demonstrated with every set of decisions the teams want to test.
   
• Teams are measured by their ability to meet goals, not unlike following an ALCO policy.
   
• Competition brings the impact of the market and the effects of other bank's pricing and funding decisions, regulators, shareholders, and the uncertainty of customers as in a real community.
   
• Each team can bring various levels of bank financial analysis experience to the group, which acts as another competitive factor by forcing teams to deal with the dynamics of their own strengths and weaknesses.

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