Welcome to the CSBS Message Board. This is a service CSBS provides to individuals in our various committees. If you are not in a committee, you will not have any message boards to review.

If you are a CSBS committee member, you will see a message board for all of the committees in which you a member. Please read the Listserve Rules & Etiquette below before viewing the message board.

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Listserv Rules & Etiquette

Thanks for being part of our Listserv community. To ensure the best possible experience for all Listserv members, we have established some basic guidelines for participation.

By joining and using these e-mail lists, you agree that you have read and will follow the rules and guidelines set for these peer discussion groups. You also agree to reserve list discussions for topics best suited to the medium. This is a great medium with which to solicit the advice of your peers, benefit from their experience, and participate in an ongoing conversation. Questions about CSBS & SRR should be directed to the appropriate staff person (see the CSBS web page at www.csbs.org) .

Please take a moment to acquaint yourself with these important guidelines. If you have questions, contact the list manager noted in your welcome instructions. In order to preserve a climate that encourages both civil and fruitful dialogue, CSBS reserves the right to suspend or terminate membership on all lists for members who violate these rules.

WARNING:   While it is the intent for the listservs to remain confidential to the general public, there is no guarantee that anything posted to the listserv will not become public or be forwarded by users of the system to outside parties.

The Rules

• Don't challenge or attack others. The discussions on the lists are meant to stimulate conversation not to create contention. Let others have their say, just as you may. 
• Don't post commercial messages on any listserv. Contact people directly with product and service information if you believe it would help them. 
• Use caution when discussing products. Information posted on the lists is available for all to see, and comments are subject to libel, slander, and antitrust laws. 
• All defamatory, abusive, profane, threatening, offensive, or illegal materials are strictly prohibited. Do not post anything in a Listserv message that you would not want the world to see or that you would not want anyone to know came from you. 
• Please note carefully all items listed in the disclaimer and legal rules below, particularly regarding the copyright ownership of information posted to the list. 
• Remember that CSBS other e-mail list participants have the right to reproduce postings to this Listserv. DO NOT POST CONFIDENTIAL MATERIAL TO THE LISTSERVE. 
• Send your message only to the most appropriate list(s). Do not spam several lists with the same message.

Listserv Etiquette

• Include a signature tag on all messages. Include your name, affiliation, location, and e-mail address. 
• State concisely and clearly the topic of your comments in the subject line. This allows members to respond more appropriately to your posting and makes it easier for members to search the archives by subject. 
• Include only the relevant portions of the original message in your reply. Delete any header information, and put your response before the original posting. 
• Only send a message to the entire list when it contains information that everyone can benefit from. 
• Send messages such as "thanks for the information" or "me, too" to individuals--not to the entire list. Do this by using your e-mail application's forwarding option and typing in or cutting and pasting in the e-mail address of the individual to whom you want to respond. 
• Do not send administrative messages, such as remove me from the list, through the Listserv. Instead, use the Web interface to change your settings or to remove yourself from a list. If you are changing e-mail addresses, you do not need to remove yourself from the list and rejoin under your new e-mail address. Simply change your settings. To change your settings, login to the listserve, click on the Subscription link and change the notification status to ‘NO MAIL’.

• Warn other list subscribers of lengthy messages either in the subject line or at the beginning of the message body with a line that says "Long Message."

The Legal Stuff

These Listservs are provided as a service of CSBS. CSBS is not responsible for the opinions and information posted on this site by others. CSBS disclaims all warranties with regard to information posted on this site, whether posted by CSBS or any third party; this disclaimer includes all implied warranties of merchantability and fitness. In no event shall CSBS be liable for any special, indirect, or consequential damages or any damages whatsoever resulting from loss of use, data, or profits, arising out of or in connection with the use or performance of any information posted on this site.

Do not post any defamatory, abusive, profane, threatening, offensive, or illegal materials. Do not post any information or other material protected by copyright without the permission of the copyright owner. By posting material, the posting party warrants and represents that he or she owns the copyright with respect to such material or has received permission from the copyright owner. In addition, the posting party grants CSBS and users of this list the nonexclusive right and license to display, copy, publish, distribute, transmit, print, and use such information or other material.

Messages should not be posted if they encourage or facilitate members to arrive at any agreement that either expressly or impliedly leads to price fixing, a boycott of another's business, or other conduct intended to illegally restrict free trade. Messages that encourage or facilitate an agreement about the following subjects are inappropriate: prices, discounts, or terms or conditions of sale; salaries; profits, profit margins, or cost data; market shares, sales territories, or markets; allocation of customers or territories; or selection, rejection, or termination of customers or suppliers.

CSBS does not actively monitor the site for inappropriate postings and does not on its own undertake editorial control of postings. However, in the event that any inappropriate posting is brought to CSBS’ attention, CSBS will take all appropriate action.

CSBS reserves the right to terminate access to any user who does not abide by these guidelines.

For the Lawyers’ listserv, the information (or question or request) posted on the listserv is intended for internal use of the state banking department counsel as they see fit.  Given the often confidential nature of the requests, it is not intended for distribution to, or use by, outside parties or considered to be specific "legal" advice for outside parties. Outside parties are not direct participants in, or recipients of, the information shared on this listserv. 

While it is the intent for the listserv to remain confidential to the general public, there is no guarantee that anything posted to the listserv will not become public or be forwarded by users of the system to outside parties.