CSBS/AARMR Mortgage Examiner Training I Course (registration open)
This comprehensive basic course is designed for newly hired examiners first ay on the job and as a great refresher for more experienced examiners. Your department will be closely involved in your examiner's training throughout the course. Each of the 49 chapters in the course ends with a "Next Steps" assignment that often requires involvement of more senior department staff.
Successful completion of 44 Regulatory University courses spread out among the chapters is also a requirement for completion of this program.
A commitment of approximately 80 hours will be required to complete the course. It may be completed without a break, or over the course of weeks or months.
Please note that registration for this beta verion of the course is complimentary until further notice. Click here to register.
Fraud Identification Training (registration open)
The Fraud Identification Training course examines financial institution practices and procedures that would be considered red flags, potential examination procedures that would identify such weaknesses, and the corrective measures needed to improve them. The course consists of 21 case studies drawn from regulatory agencies, and lessons learned from each of them.
The course is conducted and facilitated over a 5-week time period. The participant has a variety of assignments to complete, either electronically or using printed materials. The estimated amount of time to successfully complete this course is approximately 8 hours a week, for 5 consecutive weeks. The participant may also choose to complete the course in a single 40-hour week. Click here to register for the October-November 2013 session.
Real Estate Appraisal Review (registration open)
The Real Estate Appraisal Review course analyzes how the regulatory agencies and supervised institutions use appraisal reports, describes the various types of appraisal reports, explains the appraisal valuation process, identifies and describes the relevant factors about the property and the market, describes the identification aspects of highest and best use analysis step of the appraisal valuation process, describes and applies the methods of valuing land, describes, identifies and measures the forms of depreciation, describes and applies the cost, sales comparison, and income approaches to valuation, and defines pertinent appraisal terms.
The course is conducted and facilitated over a 5-week time period. The participant has a variety of assignments to complete, either electronically or using printed materials. The estimated amount of time to successfully complete this course is approximately 8 hours a week for 5 consecutive weeks. The participant may also choose to complete the course in a single 40-hour week. Click here to register for the October-November 2013 session.
This hands-on learning session is a thorough overview of the agricultural lending function and decision-making process of a financial institution. It addresses various sources of credit available to agricultural producers and outlines the detailed elements of the agricultural balance sheet, income statement, cash flow segmentation, credit analysis and agricultural loan structure. This course is a 'must' for any financial institution marketing to the agricultural sector.
Asset Liability Management 1
Increased profitability correlates directly to a financial institution's management of its assets and liabilities. Users will learn how to establish financial goals, determine fundamental trade-offs between risks and returns, understand the link between GAP and net interest margin, determine conditions that affect market value of stockholders' equity, factors that make assets and liabilities price sensitive, and managing capital and liquidity risk. A great employee development course for current and future bank management.
Asset Liability Management 2
Think you have a good handle on the basics of asset/liability management, or you're ready to take the next step? Learn the income-based and wealth-based approach to asset/liability management, gap management of interest rate risk, how to conduct a static gap analysis, calculating asset/liability valuation and market risk, regulation of interest rate risk using the Federal Reserve System's IRR model, and explore hedging with derivative securities.
Bank Financial Analysis
This course builds your knowledge of proper analytical techniques for evaluating the financial condition of a financial institution. Subjects include an in-depth look into the Uniform Bank Financial Report, operating ratio analysis, capital components, return on assets, establishing net interest margin, rate sensitivity, asset and liability liquidity sources, and many more financial components utilized in conducting a bank financial analysis. The software even includes a case study to test your knowledge of proper analytical techniques. A complete list of the included lessons appears below. This course is also available on CD-ROM.
Commercial lending is a highly specialized field within the financial services industry, and commercial loan officers need to be extremely knowledgeable to serve their customers' diverse business needs. The Commercial Lending course is not only a great learning tool but a valuable day-to-day resource as well. Topics include an analysis of various types of business operations, financial analysis of the business, ratio analysis, balance sheet components, net worth calculation, dealer financing programs, structuring a commercial loan and more. Any employee who assists commercial customers should complete this highly informative, interactive learning session.
Today's consumer lending marketplace is extremely competitive. The best way to stay ahead is with a well-trained staff that makes a difference. The Consumer Lending course is a valuable tool that assists your staff in analyzing the consumer market by exploring market characteristics, market factors and developing a marketing strategy. Users will also learn effective loan pricing principles and formulas, plus a hands-on walk-through of the consumer lending process. This is a great reference tool for any employee in the consumer or retail function of the financial institution.
Risk Management & Risk-Based Supervision
This lesson is an introduction to approaching the identification of risk in a bank. Topics include: Risk - a part of banking; factors affecting risk; systemic and firm-specific risk; internal and external risk.
Objectives: Identify ways risk affects the banking industry; Evolution and Nature of Risk in Banking. This lesson provides a historical approach to risks found in today's financial institutions.