110th Congress 

EMERGENCY ECONOMIC STABILIZATION ACT OF 2008

• October 1, 2008: Senate - Summary of Votes on the Emergency Economic Stabilization Act of 2008
• September 28, 2008: House - House Version of Amendment to H.R. 3997
• September 21, 2008: CSBS Letter to House Financial Services Committee
• September 20, 2008: U.S. Treasury - Fact Sheet for the Proposed Treasury Authority to Purchase Troubled Assets
• September 20, 2008: New York Times - Text of Draft Proposal for Bailout Plan
• September 19, 2008: U.S. Treasury - Statement by Secretary Henry M. Paulson, Jr. on Comprehensive Approach to Market Developments
• September 17, 2008: House - Bill Language - H.R. 1424, Emergency Economic Stabilization Act of 2008
• House Financial Services Committee Website: House Financial Services Committee Press Releases on the Emergency Economic Stabilization Act of 2008 (archive) 
• Summary of Senate Bill: Senate Banking Committee Summary of the Emergency Economic Stabilization Act of 2008
• Analysis of Senate Bill: CSBS Analysis of the Emergency Economic Stabilization Act of 2008
• Senate Passed Version: Senate Version of the Bailout Bill
• Summary: CSBS Summary of the Emergency Economic Stabilization Act of 2008
• Analysis: CSBS section-by-section analysis of the final bill

RESPONSES TO FINANCIAL CRISIS

• October 14, 2008: Statement by Secretary Henry M. Paulson, Jr. on Actions to Protect the U.S. Economy
• October 14, 2008: Statement by FDIC Chairman, Sheila Bair; U.S. Treasury, Federal Reserve, and FDIC Joint Press Conference
• October 14, 2008: Federal Reserve - Remarks by Fed Chairman Ben S. Bernanke at the President’s Working Group Market Stability Initiative Announcement
• October 14, 2008: Joint Statement by Treasury, Federal Reserve and FDIC
• October 14, 2008: FDIC - Temporary Liquidity Guarantee Program Website
• October 14, 2008: U.S. Treasury - Details of the Plan - Treasury Announces TARP Capital Purchase Program Description
• October 14, 2008: Federal Reserve - Details of the Plan - Commercial Paper
• October 14, 2008: U.S. Treasury - Details of the Plan - Treasury Announces Executive Compensation Rules Under the Emergency Economic Stabilization Act

THE HOUSING AND ECONOMIC RECOVERY ACT OF 2008

• S.A.F.E. Mortgage Licensing Act Webpage: Bill language, summaries, state model legislation, and other resources

BASEL CAPITAL PROPOSALS

• September 26, 2006: Senate - Hearing on An Update on the New Basel Capital Accord -  Testimony of Diana Taylor, New York
• September 26, 2006: CSBS Press Release - State Bank Regulators Express Concern Over Basel II Impact on Capital and Nation’s Dual Banking System
• September 14, 2006: House - Hearing on Regulatory Proposals on Basel Capital and Commercial Real Estate -  Testimony of Steven Antonakes, Massachusetts

BUSINESS CHECKING FAIRNESS ACT OF 2007 (H.R. 41)

• January 4, 2007: House - The Business Checking Fairness Act of 2007 - Bill Language

COLLEGE STUDENT RELIEF ACT OF 2007 (H.R. 5)

• House - Website for this issue by the Committee on Education and Labor (archived)

CONSUMER HOTLINE ACT OF 2007

• December 12, 2007: House - Hearing on The Financial Consumer Hotlline Act of 2007: Providing Consumers with Easy Access to the Appropriate Banking Regulator - Testimony of Richard Neiman, New York

CTR ‘SEASONED CUSTOMER’ EXEMPTION (H.R. 323)

• Jan. 23, 2007: House -  Press Release - House Passes ‘Seasoned Customer’ Exemption Act

DATA SECURITY

• August 1, 2006: CSBS Letter  -  Joint CSBS, NASAA and NASCUS Data Security Letter
• Website: House - Democrats Push to Include Strong Consumer Protections in Data Security Legislation

FARM CREDIT SYSTEM

• October 15, 2007: CSBS Letter sent to the Senate Agriculture, Nutrition, and Forestry Committee
• October 15, 2007: CSBS Letter sent to the Senate Banking, Housing, and Urban Affairs Committee
• May 16, 2007: CSBS Letter sent to the House Financial Services Committee
• May 16, 2007: CSBS Letter sent to the House Committee on Agriculture
• May 16, 2007: CSBS Letter sent to the Senate Agriculture, Nutrition, and Forestry Committee
• May 16, 2007: CSBS Letter sent to Senators Dodd and Shelby on rewriting the Farm Credit Act 
• CSBS Letter about the Expansion of the Farm Credit System

INDUSTRIAL LOAN COMPANIES

• January 29, 2007: Press Release - Gillmor and Frank Re-Introduce Bipartisan Legislation to Curb ILCs
• July 28, 2006: FDIC Legal Opinion - State Restrictions on Establishment of Interstate De Novo Branches
• July 12, 2006: House - Hearing on ILCs-A Review of Charter, Ownership, and Supervision Issues
• July 16, 2003: FDIC Public Hearing - The Structure and Role of Commercial Affiliations

MORTGAGE INDUSTRY ISSUES

•  May 1, 2008: Senate - Hearing on Financial Literacy for Today’s Homebuyers - Testimony of Sarah Bloom Raskin, Maryland

MORTGAGE LENDING

• May 1, 2008: House -  Bill Language - FHA Housing and Homeowner Retention Act, H.R. 5830 (as reported)
• November 15, 2007: House - Bill Language - Mortgage Reform and Anti-Predatory Lending Act of 2007, H.R. 3915  (as passed)
• November 15, 2007: House - Press Release - House Passes Historic Mortgage Reform Legislation
• October 24, 2007: House - Hearing on Legislative Proposals on Reforming Mortgage Practices - Testimony of Steve Antonakes, Massachusetts 

MONEY SERVICE BUSINESSES

• June 21, 2006: House - Hearing on the Bank Secrecy Act's Impact on Money Services Businesses -  Testimony of Diana Taylor, New York 
• June 1, 2006: CSBS Press Release: State Bank Regulators Group Suggests Ideas to Make MSBs More Bankable

PREDATORY LENDING

• March 22, 2007: Senate - Hearing on Mortgage Market Turmoil: Causes and Consequences  - Testimony of Joseph Smith, North Carolina
• February 7, 2007: Senate - Hearing on Preserving the American Dream: Predatory Lending Practices and Home Foreclosures
• September 29, 2005: House - Hearing on the Licensing and Registration in the Mortgage Industry - Testimony by Joseph Smith, North Carolina

PREEMPTION

• May 24, 2005: FDIC Public Hearing on Preemption Petition

REAL ESTATE

• January 26, 2007: Senate - Bill Language - Community Choice in Real Estate Act, S. 413
• January 4, 2007: House -  Bill Language - Community Choice in Real Estate Act, H.R. 111

REGULATORY RELIEF

• February 27, 2008: CSBS Letter  to Senators Johnson, Hagel, Tester, and Crapo on their effort to introduce regulatory relief legislation
• February 27, 2008: List of four items referred to in above letter on Regulatory Relief

REGULATORY RESTRUCTURING

• April 14, 2008: CSBS Summary - Provisions Impacting State Banking and Mortgage Regulation
• March 31, 2008: Treasury Fact Sheet - Blueprint for a Stronger Regulatory Structure
• March 31, 2008: Treasury Proposal - Blueprint for a Modernized Financial Regulatory Structure
• March 30, 2008: CSBS Statement on the Treasury Department’s Financial Regulatory Reform Plan

STATE OF THE BANKING INDUSTRY

• March 4, 2008: Senate - Hearing on The State of the Banking Industry -  Testimony by Thomas Gronstal, Iowa