The Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, and the Office of the Comptroller of the Currency announced the annual adjustment to the asset-size thresholds used to define small bank, small savings association, intermediate small bank, and intermediate small savings association under the Community Reinvestment Act (CRA) regulations. Financial institutions are evaluated under different CRA examination procedures based upon their asset-size classification. The annual adjustments to these asset-size thresholds are based on the change in the average of the Consumer Price Index for urban wage earners and clerical workers for each 12-month period ending in November, with rounding to the nearest million. The adjustments are effective Jan. 1, 2012.
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