Often our state commissioners will write opinion pieces published in local and national periodicals. Here you will find these articles archived for your reference and convenience.
2013
American Banker
‘Rural’ Mortgage Definition Another One-Size-Fits-All Rule
By John Ducrest, Louisiana Commissioner of Financial Institutions, Immediate Past Chairman of CSBS, and State Banking Supervisor Representative on the FSOC – April 15, 2013
Originally published by American Banker’s BankThink Blog, available here (subscription required).
Complex Consumer Protection Laws Keep Small Banks from Serving Unbanked
By Charles G. Cooper, Banking Commissioner of the Texas Department of Banking and Treasurer of CSBS – March 21, 2013
Originally published by American Banker’s BankThink Blog, available here.
Raise Capital Levels, But Ditch Basel III
By Greg Gonzales, Commissioner of the Tennessee Department of Financial Institutions and Chairman of CSBS – March 1, 2013
Originally published by American Banker’s BankThink Blog, available here.
2012
American Banker
Don’t Punish Consumers for Servicers’ Foreclosure Backlogs
By Mark Kaufman, Commissioner of the Maryland Office of Financial Regulation – November 20, 2012
Originally published by American Banker’s BankThink Blog, available here.
Economic Recovery Still Needs TAG
By John P. Ducrest, Louisiana Commissioner of Financial Institutions and CSBS Chairman – March 19, 2012
Originally published by American Banker’s BankThink Blog, available here.
2011
BNA's Banking Report
Regulators Urged to Encourage, Not Thwart, Private Equity Investment
By Joseph Smith, North Carolina – August 30, 2011
* Reproduced with permission from BNA's Banking Report, 97 BNKR 336 (Aug. 30, 2011). Copyright 2011 by The Bureau of National Affairs, Inc. (800-372-1033)
American Banker
Capital Spigot for Small Banks Is Too Tight
By Mark Kaufman, Maryland Commissioner – July 28, 2011
Originally published by American Banker’s BankThink Blog, available here.
Bair Led by Listening
By John P. Ducrest, Louisiana Commissioner of Financial Institutions and CSBS Chairman – June 28, 2011
Originally published by American Banker’s BankThink blog, available here.
2010
BNA's Banking Report
Managing Preemption and Oversight in a Modernize Dual Banking System
by Richard Neiman, New York Superintendent of Banks - May 18 2010
* Reproduced with permission from BNA's Banking Report, 94 BBR 993 (May 18, 2010). Copyright 2010 by The Bureau of National Affairs, Inc. (800-372-1033)
FinReg21
Effective Cross-Border Supervision: From Imperative to Implementation
By Richard Neiman, New York Superintendent of Banks - January 18, 2010
2009
FinReg21
Regulatory Reform and the Timeless Value of Federalism
By Howard Pitkin, Connecticut Banking Commissioner - November 30, 2009
Seattle Times
Give States the Power to Regulate Lending by National Banks
By Scott Jarvis, Washington State Director of Financial Institutions -October 28, 2009
DeSoto Times Tribune
Report on Mississippi Banking
By John S. Allison, Commissioner, Mississippi Department of Banking and Consumer Finance - October 23, 2009
Hartford Courant
Proposed Regulations Harmful to Small Banks
by Howard Pitkin, August 26 2009
The Wall Street Journal
Let’s Keep Many Eyes on the Banks
by Richard Neiman, June 5 2009