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2013 Press Releases
Register Now for the 2013 NMLS Annual Conference and Training
New SAFE MLO Test with Uniform State Component to Start April 1
Statement on CFPB Mortgage Servicing Transfer Bulletin
State Regulators Support CFPB’s Small Creditor Proposal under Ability to Repay
Missouri Division of Finance Receives Re-Accreditation
Multi-State Mortgage Committee Issues 2012 Annual Report to State Regulators
Three Appointed to FFIEC State Liaison Committee
New SAFE MLO Test with Uniform State Content Now Available
CSBS Proposes CFPB Adopt a Rural Designation Petition Process
State Bank Regulators Support Bill Restricting Online Payday Lending
Chairman of FFIEC State Liaison Committee Announced
Federal Reserve, CSBS To Host Community Banking Research Conference
Federal Reserve’s Foreign Bank Proposal Should Further Contemplate Existing State Supervision
Lawson Appointed to FFIEC State Liaison Committee
CSBS Releases 2012 Annual Report
James M. Cooper Named CSBS Senior Vice President
CSBS Announces 2013-2014 Board & Officers
CSBS and CFPB Sign Supervisory Framework
CSBS Immediate Past Chairman Calls for Balanced Financial Supervision
New CSBS Chairman Outlines Priorities
CSBS Warns Against Costly and Burdensome Accounting Standards
FFIEC Forms Cybersecurity and Critical Infrastructure Working Group
State Regulator Testifies on the Perils of One-Size-Fits-All Supervision
Ten More States to Use Uniform Mortgage Test; 30 States Now Using the Test
Approach to Basel III Respects Industry Diversity
NMLS 2013 State, Federal Mortgage Industry Reports Released
Michael J. Belak Named CSBS Vice President
North Dakota Banking Department Maintains Highest Standards in Bank Supervision
Iowa Division of Banking Receives Bank Re-accreditation
CSBS Supports Appointment of Steve Antonakes as CFPB Deputy Director
Oct. 2-3 Fed/CSBS Community Banking Research Conference To Be Broadcast Live from St. Louis
H. Catherine Woody Promoted to Vice President, Media & Industry Relations
Five More States to Use Uniform Mortgage Test; 35 States Now Using the Test
Federal Reserve and CSBS Release 2013 Community Banking Report
Georgia Department of Banking and Finance Receives Re-accreditation
CSBS Highlights Fed Board’s Evolving Composition, Supervisory Role
Texas Department of Banking Receives Re-Accreditation
CSBS Announces Promotions in its Technology, SRR Divisions
President Should Consider Supervisory Experience When Filling Fed Board
States Look to Coordination and Existing Regulatory Framework to Oversee Virtual Currencies
State Regulators to Discuss 2014 Outlook in On-the-Record Session with Media
Michigan Department of Insurance and Financial Services Office of Banking Receives Re-Accreditation
CSBS White Paper Encourages Federal Policymakers to Right-Size Regulations
Nebraska Department of Banking and Finance Maintains Highest Standards of Bank Supervision
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 10/3/2013 

 Federal Reserve and CSBS Release 2013 Community Banking Report   

For immediate release

Contacts:

Suzanne Jenkins
Federal Reserve Bank of St. Louis
Phone:314.444.8842
Email: suzanne.m.jenkins@stls.frb.org

Catherine Woody
Conference of State Bank Supervisors
Phone: 202.728.5733
Email: cwoody@csbs.org

 

ST. LOUIS ―  The Federal Reserve System and the Conference of State Bank Supervisors (CSBS) today released Community Banking in the 21st Century: Opportunities, Challenges and Perspectives, a first-of-its-kind report on the challenges and opportunities facing today’s 21st century community banks. The report was produced and released in conjunction with Community Banking in the 21st Century, a national community banking and research conference hosted by the Fed and CSBS at the Federal Reserve Bank of St. Louis on Oct. 2-3, 2013.

The report can be found at http://www.csbs.org/news/csbswhitepapers/Documents/FINALPUBLICATION.pdf.

To solicit the views of the community banking industry, state banking regulators hosted a number of meetings with community bankers this past spring and summer. Close to 1,700 community bankers from 28 states participated in a series of town hall events, conversations and surveys from April through July 2013. Bankers shared their thoughts on the state of the community banking industry, including the opportunities and challenges they face, providing oftentimes candid views based upon the economic and fiscal realities of their respective communities.

The first part of the publication presents current and historical community banking data to provide an appropriate context for understanding how the industry has changed over the past two decades, and how to help frame discussions on how the industry can react to future challenges and take advantage of future opportunities. The second part of the report synthesizes and analyzes the responses to the questions that were asked of community bankers, revealing common themes, as well as unique and innovative insights. The final appendix provides a state-by-state summary of the responses.

For more information about the conference, which was recorded and will be posted shortly to the conference web site, see stlouisfed.org/CBRC2013.

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