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Testimony for State Legislatures 

January 31, 2007: California State Senate Banking, Finance and Insurance Committee - Hearing on Nontraditional Residential Mortgage Products - Testimony by John Ryan, CSBS 

January 29, 2007: - CSBS/AARMR Guidance on Nontraditional Mortgage Product Risks: Status of State Implementation (image

December 4, 2006: CSBS-AARMR-NACCA Comment Letter on Proposed Illustrations of Consumer Information for Nontraditional Mortgage 

June 2006: CSBS-AARMR Guidance - Red-Line Version

June 2006: CSBS-AARMR Guidance on Nontraditional Mortgage Product Risks

 
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