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2016 Press Releases
Idaho Department of Finance Earns Banking Supervision Re-accreditation
California and Missouri Begin Using Uniform Mortgage Test; 50 State Agencies Now Using the Test
North Dakota Department of Financial Institutions Receives Certificate of Mortgage Accreditation
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CSBS Announces 2016 Community Bank Case Study Competition Participants
SRR Releases 2015 Annual Report
Colorado Begins Using Uniform Mortgage Test; 51 State Agencies Now Using the Test
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Scott Corscadden Named New NMLS Ombudsman
FFIEC Seeks Comments on Proposed Revisions
Financial Regulators Release New Appendix for Retail Payment Systems Booklet
Face Appointed to FFIEC State Liaison Committee
Lawson Elected as State Liaison Committee Chairman
Multi-State Non-Bank Supervision Groups Release Annual Reports
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12 Student Teams Named Finalists in 2016 Community Bank Case Study Competition
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CSBS Announces New Leadership
Texas Department of Savings and Mortgage Lending Receives Mortgage Reaccreditation
CSBS Announces Winners of the 2016 Community Bank Case Study Competition
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Illinois Begins Using Uniform Mortgage Test; 52 State Agencies Now Using the Test
West Virginia Department of Financial Institutions Receives Banking Reaccreditation
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Federal Financial Institutions Examination Council Announces Availability of 2015 Data on Mortgage Lending
Federal Reserve and CSBS Release Findings from 2016 National Survey of Community Banks
Washington Department of Financial Institutions Earns Bank, Mortgage Accreditation
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Maryland Office of the Commissioner of Financial Regulation Receives Accreditation of Mortgage Supervision Program
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 9/22/2016 

Media Release

Conference of State Bank Supervisors
        1129 20th Street, NW, 9th Floor, Washington, DC, 20036

 CSBS Releases Second Quarter NMLS   

 

Reports provide clearer look into mortgage, debt collection, payday and MSB industries

 

WASHINGTON, D.C.  – The Conference of State Bank Supervisors (CSBS), the national organization of state financial regulators from all 50 states and District of Columbia, Guam, Puerto Rico and U.S. Virgin Islands, has released Nationwide Multistate Licensing System (NMLS) data from the organization’s second quarter, ending June 30, 2016. The data provides a clearer look into the mortgage, debt collection, payday, and MSB industries.

Overview of Licensed & Registered Entities in the Mortgage Industry

 

The 2016 Q2 NMLS Mortgage Industry Report, a quarterly business report of mortgage information within NMLS, shows the number of unique state-licensed mortgage companies in NMLS totaled 15,840 by the end of Q2, an increase of 2.16 percent from Q1, and 1.68 percent over the year. In total, these unique state-licensed companies held 38,673 licenses in the System for Q2, an increase of 3.0 percent from Q1 and 5.77 percent over the year. NMLS data also show the number of unique individuals licensed within NMLS totaled 133,868 by the end of Q2, up by 4.6 percent since Q1 and by 7.46 percent over the year. In total, these unique individuals held 426,475 licenses in NMLS in Q2, an increase of 8.2 percent from Q1, and 21 percent over the year. 

 

Federally registered institutions in NMLS totaled 9,751 by the end of Q2, a slight increase from 9,691 in Q1. This is a decrease of 3.9 percent since Q2 2015. Federally registered individuals within the System totaled 407,992 by end of Q2, an increase of 1.4 percent from the previous quarter and 1.37 percent over the year.

 

Overview of Forward Loan Originations by Type

 

According to the 2016 Q2 NMLS Mortgage Industry Report, the number of forward loan originations reported by state-licensed companies in NMLS increased by 33.5 percent since Q1, and by 1.8 percent over the year. Purchase volume is up 11.1 percent, while refinancing is down 9.4 percent, compared to Q2 2015.

 

Forward Loan Originations by Type

 

 

Active Mortgage Loan Originators (MLOs)

 

Since the second quarter of 2015 the number of active MLOs in NMLS has increased by 1.3 percent nationwide, according to the 2016 Q2 NMLS Mortgage Industry Report. During this same time period NMLS data show the number of active MLOs has increased by 35.4 percent for the top ten state-licensed companies (by origination volume).

 

Number of Active MLOs for State-Licensed Companies

 

 

 

 

The second quarter 2016 NMLS Mortgage Industry Report is available here.

 

Debt Collection Licenses in NMLS

According to Q2 NMLS data, as of June 30, 2016 there were 1,147 companies in NMLS that held 3,088 debt collection licenses from six state agencies.

 

Payday Licenses in NMLS

According to Q2 NMLS data, as of June 30, 2016 there were 629 approved payday licenses in NMLS managed by 11 states.

 

Money Services Business Licenses in NMLS

According to Q2 NMLS data, as of June 30, 2016 there were 1,895 companies in NMLS that held 4,310 approved MSB licenses from 34 agencies.

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