Skip to main content

Nationwide Multi-State Licensing System

About NMLS

The Nationwide Multistate Licensing System ("Nationwide Mortgage Licensing System," NMLS," or the "System") is the system of record for non-depository, financial services licensing or registration in participating state agencies, including the District of Columbia and U.S. Territories of Puerto Rico, the U.S. Virgin Islands, and Guam. 

In these jurisdictions, NMLS is the official system for companies and individuals seeking to apply for, amend, renew and surrender license authorities managed through NMLS by 62 state or territorial governmental agencies. NMLS itself does not grant or deny license authority.

For Consumers

NMLS Consumer Access is a free service for consumers to confirm that a financial services company or professional is authorized to conduct business in their state. All mortgage loan originators, as well as many debt collectors, money services, and consumer finance companies are listed in NMLS Consumer Access

To NMLS Consumer Access

nmls

NMLS Resources

The following links provide quick access to several resources for licensees, as well as state and federal regulators using NMLS.

NMLS Resource Center

NMLS Database

NMLS Federal Registry

NMLS 2.0

State Examination System