Statements & Comments
This section contains all official statements and comments by CSBS, the CSBS Board of Directors, representatives of CSBS before Congress and other regulatory bodies, and of CSBS legal entities (the State Regulatory Registry and the CSBS Education Foundation).
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Press Releases
Press Room
State Bank Supervisors Appoint New York Superintendent Adrienne A. Harris to FSOC
Federal Representation
Depository
Policy
Letter to Senate on FDIC Board Seat Nominations
Press Releases
Press Room
CSBS Data Analytics Competition: High Interest Rates Impact on Banks
Press Releases
Press Room
Statement on FDIC Board Chair Nomination
Press Releases
Press Room
State Regulators Provide Licensees Tips to Prepare for NMLS Annual Renewal
Press Releases
Press Room
Karen K. Lawson Named CSBS EVP for Policy and Supervision
Press Releases
Press Room
Community Bankers’ Economic Outlook: Still Gloomy but Slightly Improved
Press Releases
Press Room
State Banking Representative Commissioner Charles Cooper's Statement on FSOC Digital Assets Report
Press Releases
Press Room
Closing Remarks - 2022 Community Bank Research Conference
Press Releases
Press Room
"John W. Ryan for Most Significant Contribution to Community Banking Research" Award Announced
Press Releases
Press Room
Federal and State Financial Regulatory Agencies Issue Interagency Statement on Supervisory Practices Regarding Financial Institutions Affected by Hurricanes Fiona and Ian
Speeches
Press Room
Statement by FDIC Acting Chairman Martin J. Gruenberg at the 10th Community Banking Research Conference
Speeches
Press Room
The New Landscape for Banking Competition
Speeches
Press Room
Research Conference Welcoming Remarks, Federal Reserve Chair Jerome Powell
Press Releases
Press Room
Community Bankers Feel Slow Economy at Local Level
Speeches
Press Room
Community Banks: Adaptation and Invention in Your Hometown
Press Releases
Press Room
CSBS Urges Administration to Follow Law; Nominate State Regulator to FDIC Board
Press Releases
Press Room
Texas Banking Commissioner Re-appointed to FSOC
Press Releases
Press Room
Ford Appointed to FFIEC State Liaison Committee
Press Releases
Press Room
Community Bank Sentiment Index Joins FRED
Press Releases
Press Room
CSBS and AARMR Statement on FHFA and Ginnie Mae Requirements Alignment
Press Releases
Press Room
Community Bank Sentiment Index Joins FRED
Blog post
CSBS Supports CRA Proposal; Asks for Clarity
Comment Letter
FinCEN No-Action Letter Process
Depository
Comment Letter
Community Reinvestment Act Changes
Press Releases
Press Room
Statement on Confirmation of Michael Barr as Vice Chair for Supervision
Press Releases
Press Room
James Madison University Students Win 2022 CSBS Community Bank Case Study Competition
Press Releases
Press Room
CSBS Board of Directors Names James M. Cooper President and CEO
Depository
Comment Letter
Exemptions of ILCs under the Bank Holding Company Act
Depository
Comment Letter
Bank Merger Transactions
Press Releases
Press Room
State Regulators Seek Expansion of Cannabis Banking Safe Harbor
Depository
Comment Letter
SAFE Banking Act Letter - Senate
Depository
Comment Letter
SAFE Banking Act Letter - House of Representatives
Press Releases
Press Room
Indiana’s Tom Fite Elected CSBS Chair
Press Releases
Press Room
CSBS Board of Directors Announces the Passing of John W. Ryan
Press Releases
Press Room
CSBS to Congress: How State Financial Regulators Are Embracing RegTech
Testimony
Fintech
Policy
Using AI for Effective RegTech
Press Releases
Press Room
Community Bankers Begin 2022 with Dim Economic Outlook
Other
Strengthening State Regulation through Networked Supervision
Other
Leave Behind - Most bank regulation in the United States occurs outside Washington
Depository
Comment Letter
Notice of Proposed Rulemaking – Temporary Waiver Requests
Press Releases
Press Room
State Financial Agencies Settle with Mortgage Educator on Multi-State Fraud Scheme
Comment Letter
On the Nomination of Sarah Bloom Raskin
Policy
FDIC Board Seat Letter to the White House
Bank Supervision
Depository
Policy
FDIC Board Seat Letter to Senate Leadership
Press Releases
Press Room
State Regulators Settle with Hundreds of Mortgage Loan Originators over SAFE Act Education Requirements
Press Releases
Press Room
State Regulators Withdraw OCC Litigation After Applicant Amends Bank Charter Application
Non Depository
Comment Letter
Small Business Lending Data Collection Under the Equal Credit Opportunity Act (Regulation B)
Bank Supervision
Depository
Policy
Letter on Pending ILC Legislation
Other
Joint Statement on Supervisory and Enforcement Practices Regarding the Mortgage Servicing Rules in Response to the Continuing COVID-19 Pandemic and CARES Act - 2021
Press Releases
Press Room
PWG Stablecoin Statement from CSBS
Press Releases
Press Room
Joint Statement on Managing the LIBOR Transition
Press Releases
Press Room
CSBS Statement on Rohit Chopra Confirmation as CFPB Director
Speeches
Press Room
Fed Governor Bowman - Creating a New Model for the Future of Supervision
Speeches
Press Room
Jelena McWilliams, FDIC Chairman - Community Bank Research Conference
Fintech
Comment Letter
On Cryptocurrencies
Non Depository
Comment Letter
Joint Federal-State Oversight of Ed Dept. Federal Student Loan Programs and Servicers
Non Depository
Comment Letter
CSBS Letter to Chairwoman Waters on Mortgage Servicing
Press Releases
Press Room
CSBS Releases Model State Regulatory Prudential Standards for Nonbank Mortgage Servicers
Press Releases
Press Room
Univ. of Tennessee at Martin Team Wins 2021 CSBS Community Bank Competition
Press Releases
Press Room
Education Department Must Retract Policies that Preempt States’ Student Lending Oversight
Press Room
Statement on State regulator support of CRA challenge to the OCC’s true lender rule
Comment Letter
CSBS Letter re: CRA Resolution on True Lender
Press Releases
Press Room
FFIEC Announces Availability of 2020 Data on Mortgage Lending