Statements & Comments
This section contains all official statements and comments by CSBS, the CSBS Board of Directors, representatives of CSBS before Congress and other regulatory bodies, and of CSBS legal entities (the State Regulatory Registry and the CSBS Education Foundation).
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Press Releases
Press Room
CSBS Statement on Congressional Stablecoin Progress
Press Releases
Press Room
State Financial Regulators and FHFA Enter Into Mortgage Market Information Sharing Agreement
Press Releases
Press Room
Community Bankers’ Economic Outlook Still Pessimistic but Shows Upswing
Depository
Comment Letter
Proposed Rule – Overdraft Lending: Very Large Financial Institutions
Press Releases
Press Room
State Regulators Order Sigue Corp. to Cease Money Transmission Activities
Non-Bank Supervision
Non Depository
Policy
CSBS Money Transmission Modernization Act
Press Releases
Press Room
CSBS Announces Executive Team Appointments
Comment Letter
CSBS Relays Concerns with SEC's Staff Accounting Bulletin 121
Speeches
Press Room
A Modernized NMLS: Investing in the Future
Press Releases
Press Room
FFIEC Issues Statement on Examination Principles Related to Valuation Discrimination and Bias in Residential Lending
Press Releases
Press Room
FDIC Should Withdraw Fatally Flawed Corporate Governance Mandates
Depository
Comment Letter
Guidelines Establishing Standards for Corporate Governance and Risk Management for Covered Institutions with Total Consolidated Assets of $10 Billion or More
Press Releases
Press Room
CSBS Mourns the Passing of General Counsel John “Buz” Gorman
Speeches
Press Room
The Critical Role of the Dual-Banking System
Depository
Comment Letter
Long-Term Debt Requirements for Large Bank Holding Companies, Certain Intermediate Holding Companies of Foreign Banking Organizations, and Large Insured Depository Institutions
Comment Letter
CSBS Comments on the Large Bank Regulatory Capital Rule
Blog post
Long Term Debt Proposal Needs Changes
Comment Letter
CSBS Comments on the Long Term Debt Requirements Proposal
Other
CSBS Comment Letter - Long Term Debt Requirements NPR
Press Releases
Press Room
Basel III Endgame Proposal Threatens the U.S. Economy
Press Releases
Press Room
Community Bankers' Outlook Still Negative Despite Slight Uptick
Press Releases
Press Room
State Regulators File U.S. Supreme Court Amicus Brief in Cantero v. Bank of America
Press Releases
Press Room
State Banking Representative Superintendent Adrienne A. Harris Statement on FSOC Annual Report
Press Releases
Press Room
Brandon Milhorn Named New CSBS President and CEO
Press Releases
Press Room
State Regulators Offer Licensees Tips to Prepare for NMLS Annual Renewal
Press Releases
Press Room
State Regulators Settle with ACI Payments, Inc. for Unauthorized Transactions from Mr. Cooper Customer Accounts
Press Releases
Press Room
Community Bankers’ Economic Outlook Improves…Slightly
Press Releases
Press Room
John W. Ryan Community Banking Research Award Announced
Speeches
Press Room
Closing Remarks by CSBS President and CEO Jim Cooper at the 2023 Community Banking Research Conference
Speeches
Press Room
Statement by FDIC Chairman Martin J. Gruenberg at the 2023 Community Banking Research Conference
Press Releases
Press Room
Interest Rate Increases Lead Community Banker Concerns
Speeches
Press Room
Statement by Federal Reserve Governor Michelle Bowman at the 2023 Community Banking Research Conference
Speeches
Press Room
Opening Remarks by CSBS Chair Lise Kruse at the 2023 Community Banking Research Conference
Depository
Comment Letter
CSBS Supports SAFER Banking Act
Press Releases
Press Room
2024 NMLS Annual Conference & Training Registration Now Open
Press Releases
Press Room
CSBS President and CEO Jim Cooper Statement on Federal Reserve Board of Governors Senate Confirmations
Press Releases
Press Room
Agencies Share Supervisory Practices for Institutions Affected by Idalia
Press Releases
Press Room
Regulators Issue Guidance for Financial Institutions Impacted by Hawaii Wildfires
Comment Letter
CSBS Comments on Clarity for Payment Stablecoins Act
Press Releases
Press Room
CSBS Announces 2023 Community Banking Research Conference Emerging Scholars
Press Releases
Press Room
University of Tennessee at Martin Students Win CSBS Community Bank Competition
Press Releases
Press Room
Community Bankers’ Economic Outlook Sinks to New Low
Press Releases
Press Room
FFIEC Announces Availability of 2022 Data on Mortgage Lending
Press Releases
Press Room
CSBS Opposes Vance Amendment #10
Press Releases
Press Room
Five Teams Move to Community Bank Case Study Competition Finals
Press Releases
Press Room
CSBS Community Bank Case Study Competition Moves to Round Two
Press Releases
Press Room
34 Student Teams Enter CSBS 2023 Community Bank Case Study Competition
Press Releases
Press Room
North Dakota’s Lise Kruse Elected CSBS Chair
Press Releases
Press Room
William & Mary Students Win CSBS Data Analytics Competition
Press Releases
Press Room
Cooper Selected to FFIEC State Liaison Committee, Elected Chairman
Press Releases
Press Room
2023 CSBS Annual Community Bank Survey Is Open
Press Releases
Press Room
Four Student Teams Reach CSBS Data Analytics Competition Finals 
Press Releases
Press Room
Community Bankers’ Economic Outlook Continues Downward Slide
Press Releases
Press Room
Allard, Ford, and Marshall Reappointed to FFIEC State Liaison Committee
Non Depository
Comment Letter
Proposed Rulemaking – Registry of Nonbank Covered Persons Subject to Certain Agency and Court Orders
Depository
Comment Letter
FHLBank System at 100: Focusing on the Future
Press Releases
Press Room
State Regulators Seek Public Comment on Proposed Mortgage Industry Licensing Standards
Depository
Comment Letter
CSBS Supports H.R. 1109 - The Bank Service Company Examination Coordination Act
Press Releases
Press Room
Students to Study How Community Banks are Planning for Success
Comment Letter
Beneficial Ownership Information Access and Safeguards, and Use of FinCEN Identifiers for Entities
Press Releases
Press Room
Six Teams Advance in CSBS Data Analytics Competition
Depository
Comment Letter
Guidelines for Evaluating Account and Services Requests
Press Releases
Press Room
Community Bankers Have Bleak Economic Outlook
Press Releases
Press Room
CSBS Statement on FDIC Board Appointees