The Nationwide Multistate Licensing System and Registry (NMLS) is a web-based system that allows state-licensed non-depository companies, branches, and individuals in the mortgage, consumer lending, money services businesses, and debt collection industries to apply for, amend, update, or renew a license online for all participating state agencies using a single set of uniform applications. Mortgage loan originators employed by insured depository institutions are also registered through NMLS. NMLS brings greater uniformity and transparency to these non-depository financial services industries while maintaining and strengthening the ability of state regulators to monitor these industries and protect their citizens. NMLS began operation on January 2, 2008. All individual mortgage loan originator are represented on NMLS.
In 2009, SRR launched NMLS Consumer Access, an online public database disclosing the licensing information of firms and individuals, which also includes information on state enforcement history.
For more information about NMLS, please visit the NMLS Resource Center.