Annual Survey of Community Banks

The CSBS Annual Survey of Community Banks provides community bankers with a unique opportunity to share your perspectives with state and federal policymakers. Now in its 13th year, the Annual Survey results offer valuable information on the community bank ecosystem and have been featured in Congressional hearings, industry publications, and academic papers. The 2025 survey results will be presented at the Community Banking Research Conference, co-sponsored by CSBS, the Federal Reserve System, and the FDIC, on October 7-8.

Click below to view the 2024 survey results.

View the 2024 Annual Survey
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Jump to Section: Key Findings | The Research Conference | Chairman's Notes | More CSBS Research

  1. Funding costs and regulation are nearly tied for the most important external risks.
  2. Cybersecurity continues to be a top internal risk priority of community bankers
  3. Over half of community bankers surveyed are using or planned to use brokered deposits at or near current levels.
  4. Respondents indicated inflation-created challenges are likely to persist but are manageable.

Download the Full 2024 Survey

 

Previous Annual Surveys of Community Banks

 

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