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Annual Survey of Community Banks

The 2024 CSBS Annual Survey of Community Banks is currently live!

This is the eleventh year of the survey, which looks at the views of community bankers on the state of community banking, the economy, regulation, and supervision.

If your bank has less than $10 billion in total assets, we encourage you to take this opportunity to share your perspectives.  

The survey results are presented each year at the Community Banking Research Conference, an event sponsored by CSBS, the Federal Reserve System, and the FDIC, and throughout the year with state and federal policymakers. 

Survey Close Date: June 30, 2024

The survey takes approximately 25-35 minutes to complete, and responses may be entered during multiple sessions between now and June 30. For reference purposes, a PDF of the 2024 Annual Survey questions is available here.   

2023 Survey Findings

  1. Net interest margins were generally seen as the top external risk by community banks
  2. A majority of respondents reported higher costs of deposits as the most impactful effect of inflation
  3. Cybersecurity continues to be a top internal risk priority of community bankers
  4. Nearly all banks surveyed identified the adoption of new or emerging technologies as important
Research
The CSBS Annual Survey of Community Banks is a look at community banker sentiment about the economy, compliance costs, inflation, technology and more.
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The 2024 Community Bank Case Study Competition is now closed for new entries.
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The CSBS Community Bank Survey is an annual look at community banker sentiment about the economy, compliance costs, inflation, technology and more.