Research
The CSBS Research Program
The CSBS Research Program produces data-driven analysis that informs policymaking, strengthens state financial supervision, and supports a competitive, resilient, and vibrant financial system.
Additional Research
Research, Data & Tools
Annual Survey of Community Banks
The CSBS Annual Survey of Community Banks gauges internal and external risks, competition, safety and soundness, and deposit insurance policy. The survey, conducted annually since 2014, provides valuable insights into the evolving community banking ecosystem.
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Research, Data & Tools
The Community Bank Sentiment Index (CBSI)
The Community Bank Sentiment Index is an index derived from quarterly polling of community bankers across the nation. Their responses are analyzed and compiled into a single number.
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Research, Data & Tools
CSBS Community Bank Case Study Competition
The Community Bank Case Study Competition, facilitated by the Conference of State Bank Supervisors (CSBS), is a nationwide academic competition for undergraduate students in all fields of study to gain valuable, first-hand knowledge of the banking industry.
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Research, Data & Tools
CSBS Economic Research and Policy Scholars Program
The Economic Research and Policy Scholars Program is designed to advance research on critical issues related to the nation's dual-banking system, community banking, financial services innovation, and economic growth.
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Research, Data & Tools
CSBS Working Paper 2501 - Compliance Costs
Bank regulatory compliance has long been viewed as a fixed cost disproportionately affecting smaller banks, yet few studies have quantitatively tested the magnitude of this burden using robust empirical methods.
Read the Working Paper