If your institution has less than $10 billion in total assets, we encourage you to participate in this year’s survey before it closes on June 30.
This survey provides community bankers with a unique opportunity to share your perspectives with state and federal policymakers. Now in its 13th year, the Annual Survey results offer valuable information on the community bank ecosystem and have been featured in Congressional hearings, industry publications, and academic papers. Survey results will be presented at the Community Banking Research Conference, co-sponsored by CSBS, the Federal Reserve System, and the FDIC, on October 7-8.
The survey takes approximately 30 minutes to complete, and responses may be entered across multiple sessions. A PDF version of the 2025 Annual Survey questions is available here for your reference. Before you begin, we recommend gathering the amount of 2024 costs for the following items and the amount of each item that is directly associated with regulatory compliance (Call Report Schedule RI-E):
Personnel expenses
Data processing expenses
Legal fees and expenses
Accounting and auditing expenses
Consulting and advisory expenses