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Depository Issues

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Depository
The BSCA, a bill introduced in the 114th Congress, is commonsense, bipartisan legislation that makes state and federal supervision more efficient and more effective.
Oct 9, 2019
Community Banking
Technology and banking share a long history. The rapid growth over the past 20 years in adoption of technology for front and back office operations in banks of all sizes is well documented.
Dec 7, 2018

Non Depository Issues

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Non Depository
AARMR & CSBS Present:
Nov 27, 2019
Non Depository
CSBS is requesting comment on a Model Money Services Businesses Law for states.
Oct 1, 2019

Fintech

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Fintech
The CSBS Fintech Industry Advisory Panel (“Advisory Panel”) is designed to support state regulators’ increased efforts to engage with financial services companies involved in fintech.
Feb 14, 2019
Fintech
A summarized list of the recommendations of the FIAP regarding changes to state bank supervision.
Feb 12, 2019

Policy Documents

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Comment Letter
State bank regulators view the development of FedNow as the Federal Reserve again laying the necessary foundation to ensure that payment capabilities adapt to innovation and technological advancement.
Nov 7, 2019
Comment Letter
The proposed national rate cap methodology should not allow the largest institutions to exercise undue influence on the national rate. The local rate cap calculation and process should factor in rates offered by internet-only banks.
Nov 4, 2019
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