Fintech
Depository
Policy Documents
Fintech
Fintech
Depository Issues
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A current proposal by Congress threatens to upend the supervision of community banks, increasing costs of doing business and harming the dual-banking system.
Aug 1, 2018
Depository
Because of their local knowledge and expertise, federal law mandates that state regulators are represented at the highest levels in federal banking agencies.
Oct 30, 2017
Non Depository Issues
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Everybody uses the money services business (MSB) industry, but few people know the terminology. MSBs are a broad category of financial services we all use in everyday life, just not at the bank.
Jan 11, 2018
Non Depository
The purpose of this paper is to outline the state system of supervision of MSBs in order to make clear the existence, structure and degree of an established regulatory system for MSBs.
Nov 16, 2017
Fintech
View AllFintech
Vision 2020 contains several CSBS and state initiatives to modernize nonbank regulation. What has been done to date, and what should you expect next?
Aug 2, 2018
Fintech
Vision 2020 is a state regulator initiative to modernize the regulation of fintech companies and other non-depositories. The goal: an integrated, 50-state system of licensing and supervision.
Jun 7, 2018
Policy Documents
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While we appreciate the consideration given to the need for regulatory coordination with respect to financial innovation, we believe that the Bureau should continue to make clear that it lacks the authority to waive state disclosure requirements…
Oct 10, 2018
Policy Documents
The comprehensive nature of the CSBS 2018 National Survey of Community Banks provides a starting point for establishing an overall sentiment index of community bankers. This paper takes a preliminary look at how such an index could be constructed.
Oct 4, 2018