Bank Merger Policy
Position Summary
Community banks need clear bank merger standards that enable beneficial transactions. Federal regulators and Congress should modernize the bank merger framework to help attract investment, keep capital local, and promote competition, particularly in rural markets.

Bank Merger Policy News

Comment Letter

Bank Mergers and De Novo Formation Letter to House Committee

Download the Full Comment Letter [PDF] The Honorable French Hill The Honorable Maxine Waters Chairman Ranking Member Committee on Financial Services Committee on Financial Services U.S. House of Representatives U.S. House of Representatives Washington, D.C. 20515 Washington, D.C. 20515 The Honorable Andy Barr The Honorable Bill Foster Chairman, Subc. on Financial Institutions Ranking Member, Subc. on Financial Institutions Committee on
May 14, 2025
Press Room

CSBS Supports Rescinding FDIC Bank Merger Policy and Recommends Areas for Reform

Washington, D.C. - State financial regulators voiced support for rescinding the FDIC’s current bank merger policy statement and suggested reforms that would modernize and improve the M&A framework in a letter sent today from the Conference of State Bank Supervisors (CSBS). To enable growth and the long-term stability of community
April 9, 2025
Comment Letter

Proposed Rescission and Reinstatement of Statement of Policy

Download the Full Comment Letter [PDF] Jennifer Jones, Senior Counsel and Deputy Executive Secretary Attention: Comments/Legal OES (RIN 3064-ZA45) Federal Deposit Insurance Corporation 550 17th Street NW Washington, D.C. 20429 Re: Proposed Rescission and Reinstatement of Statement of Policy Dear Ms. Jones, The Conference of State Bank Supervisors 1 (“CSBS”) supports the Federal Deposit Insurance Corporation’s (“FDIC”) proposed rescission of
April 9, 2025
Comment Letter

Request for Comment on Proposed Statement of Policy on Bank Merger Transactions

Download the Full Comment Letter [PDF] James P. Sheesley, Assistant Executive Secretary Attenion: Comments Federal Deposit Insurance Corporation 550 17th Street NW Washington, DC 20429 RIN 3064-ZA31 Re: Request for Comment on Proposed Statement of Policy on Bank Merger Transaction Dear Sir or Madam, The Conference of State Bank Supervisors 1 (“CSBS”) provides the following comments on the Federal Deposit
June 17, 2024
Comment Letter

Bank Merger Transactions

James P. Sheesley, Assistant Executive Secretary Federal Deposit Insurance Corporation 550 17th Street NW Washington, DC 20429 RIN 3064-ZA31 Re: Request for Comment on Rules, Regulations, Guidance, and Statement of Policy on Bank Merger Transactions Dear Mr. Sheesley, The Conference of State Bank Supervisors (“CSBS”) 1 appreciates the opportunity to provide input on the Request for Comment on Rules, Regulations
June 3, 2022

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