Regulatory Proposals

CSBS tracks and responds to federal regulatory proposals that impact state-chartered financial institutions. The table below includes information about proposed regulations and standards and the corresponding CSBS analysis and comment letters.

Filter Proposals
Comment Deadline Title Agency CSBS Policy/Staff Analysis Comment Letter
05-12-2025
Filed 		Request for Information: Deregulation OMB N/A Request for Information: Deregulation
04-10-2025
Filed 		Statement of Policy on Bank Merger Transactions FDIC N/A Proposed Rescission and Reinstatement of Statement of Policy
01-16-2025
Filed 		Proposed Rulemaking on Recordkeeping for Custodial Accounts FDIC Recordkeeping for Custodial Accounts Summary & Analysis Recordkeeping for Custodial Accounts
12-09-2024
Filed 		Operational Aspects of the Discount Window RFI Federal Reserve Board N/A Request for Information and Comment on Operational Aspects of Federal Reserve Bank Extensions of Discount Window and Intraday Credit
12-02-2024
CSBS Did Not Comment 		Proposed Rulemaking to Expand Access to Liquidity for the Federal Home Loan Banks FHFA N/A N/A
12-02-2024
CSBS Did Not Comment 		Proposed Rulemaking on the Suspended Counterparty Program FHFA N/A N/A
11-21-2024
Filed 		Unsafe and Unsound Banking Practices: Brokered Deposits Restrictions FDIC Brokered Deposits Summary & Analysis Unsafe and Unsound Banking Practices: Brokered Deposits Restrictions
10-30-2024
CSBS Did Not Comment 		RFI on Bank-Fintech Arrangements Involving Banking Products and Services OCC, Federal Reserve Board, FDIC Bank-Fintech Arrangements Key Themes N/A
10-28-2024
CSBS Did Not Comment 		Proposed Rule on the 2025-2027 Enterprise Housing Goals FHFA N/A N/A
10-18-2024
Filed 		Proposal to Amend the Change in Bank Control Act FDIC Regulations Implementing the Change in Bank Control Act Summary & Analysis Regulations Implementing the Change in Bank Control Act