Regulatory Proposals

CSBS tracks and responds to federal regulatory proposals that impact state-chartered financial institutions. The table below includes information about proposed regulations and standards and the corresponding CSBS analysis and comment letters.

Filter Proposals
Comment Deadline Title Agency CSBS Policy/Staff Analysis Comment Letter
10-30-2024
CSBS Did Not Comment 		RFI on Bank-Fintech Arrangements Involving Banking Products and Services OCC, Federal Reserve Board, FDIC Bank-Fintech Arrangements Key Themes N/A
10-28-2024
CSBS Did Not Comment 		Proposed Rule on the 2025-2027 Enterprise Housing Goals FHFA N/A N/A
10-18-2024
Filed 		Proposal to Amend the Change in Bank Control Act FDIC Regulations Implementing the Change in Bank Control Act Summary & Analysis Regulations Implementing the Change in Bank Control Act
10-11-2024
Filed 		Proposed Rule on Parent Companies of Industrial Banks and Industrial Loan Companies FDIC Industrial Loan Companies Summary & Analysis Parent Companies of Industrial Banks and Industrial Loan Companies
10-07-2024
Filed 		Request for Information on Deposits FDIC Request for Information on Deposits Summary & Analysis Request for Information on Deposits
09-09-2024
Filed 		Proposed Rule on Streamlining Mortgage Servicing for Borrowers Experiencing Payment Difficulties; Regulation X CFPB Mortgage Servicing & Regulation X Summary & Analysis Proposed Rule – Streamlining Mortgage Servicing for Borrowers Experiencing Payment Difficulties; Regulation X
07-15-2024
Filed 		RFI Regarding FHLB Core Mission Activities and Mission Achievement FHFA FHLBank System Mission Summary & Analysis Federal Home Loan Bank Core Mission Activities and Mission Achievement
06-18-2024
Filed 		Proposed Statement of Policy on Bank Merger Transactions FDIC Bank Merger Policy Statement Summary & Analysis Request for Comment on Proposed Statement of Policy on Bank Merger Transactions
05-28-2024
Filed 		RFI on Customer Identification Program Rule and Taxpayer Identification Number Collection Requirement FinCEN FinCEN Customer Identification Program Summary & Analysis CSBS Comments on FinCEN Taxpayer ID Number Collection Requirement
02-07-2024
Filed 		Management for Covered Institutions with Total Consolidated Assets of $10 Billion or More FDIC Corporate Governance & Risk Management Guidance Summary & Analysis Guidelines Establishing Standards for Corporate Governance and Risk Management for Covered Institutions with Total Consolidated Assets of $10 Billion or More