Regulatory Proposals

CSBS tracks and responds to federal regulatory proposals that impact state-chartered financial institutions. The table below includes information about proposed regulations and standards and the corresponding CSBS analysis and comment letters.

Comment Deadline Sort ascending	Title	Agency	CSBS Policy/Staff Analysis	Comment Letter
08-31-2026 Pending	Disclosure of Information	FDIC	N/A	N/A
08-31-2026 Pending	Assessments Thresholds, Rate Schedules, and Adjustments	FDIC	N/A	N/A
08-21-2026 Pending	Permitted Payment Stablecoin Issuer Customer Identification Program	FinCEN	N/A	N/A
08-17-2026 Filed	Uniform Financial Institutions Rating System	FFIEC	N/A	FFIEC Proposed Revisions to the Uniform Financial Institutions Rating System
08-11-2026 Filed	Reporting Forms and Instructions for Permitted Payment Stablecoin Issuers Subject to the Jurisdiction of the Office of the Comptroller of the Currency	OCC	N/A	GENIUS Act Implementation: OCC Reporting Forms and Instructions for Permitted Payment Stablecoin Issuers
08-04-2026 Filed	Bank Secrecy Act and Sanctions Compliance Standards for FDIC-Supervised Permitted Payment Stablecoin Issuers	FDIC	N/A	Bank Secrecy Act and Sanctions Compliance Standards for FDIC-Supervised Permitted Payment Stablecoin Issuers
07-27-2026 Filed	Proposed Revisions to the Federal Reserve Policy on Payment System Risk and the Guidelines for Account and Services Requests	Federal Reserve Board	N/A	Proposed Revisions to the Federal Reserve Policy on Payment System Risk and the Guidelines for Account and Services Requests
07-24-2026 CSBS Did Not Comment	Permitted Payment Stablecoin Issuer Anti-Money Laundering/Countering the Financing of Terrorism and Sanctions Compliance Risk Management	OCC	N/A	N/A
06-18-2026 CSBS Did Not Comment	Regulatory Capital Rule (Regulation Q): Risk-Based Capital Surcharges for Global Systemically Important Bank Holding Companies; Systemic Risk Report (FR Y–15)	Federal Reserve Board	N/A	N/A
06-18-2026 Filed	Regulatory Capital Rule: Category I and II Banking Organizations, Banking Organizations with Significant Trading Activity, and Optional Adoption for Other Banking Organizations	OCC, Federal Reserve Board, FDIC	N/A	Regulatory Capital Rules: Expanded Risk-Based Approach & Standardized Approach Proposals