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For Homebuyers

Homebuying can be an exciting but intimidating process. State and federal regulators provide several resources to help you learn about the homebuying process and make more informed decisions in your journey to homeownership.
Comment Letter

CSBS Supports SAFER Banking Act

Sep 26, 2023
By granting a safe harbor for financial institutions, Congress can bring regulatory clarity to the financial services industry, address public safety concerns, and ensure access to financial services for state-compliant marijuana and marijuana-related businesses.
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Comment Letters

Comment Letter

CSBS Comments on Clarity for Payment Stablecoins Act

Jul 25, 2023
Download the Full Letter [PDF] The Honorable Patrick McHenry Chairman House Financial Services Committee The Honorable Maxine Waters Ranking Member House Financial Services Committee Chairman McHenry and Ranking Member Waters, On behalf of the Conference of State Bank Supervisors, 1 I am writing to stress the importance of maintaining a robust state regulatory framework for new financial services technologies and
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Protecting Homebuyers with NMLS and Consumer Access

As part of National Homeownership Month, CSBS wants to help you understand what the Nationwide Multistate Licensing System (NMLS) is and why one of its primary purposes is to promote consumer protection for homebuyers nationwide. Whether you are buying or refinancing a home, the process can be complex. In addition, consumers will interact with many people as part of the
Comment Letter

CSBS Comments on the Long Term Debt Requirements Proposal

Jan 16, 2024
Download the Full Letter [PDF] Office of the Comptroller of the Currency 400 7th Street SW, Suite 3E-218 Washington, DC 20219 Chief Counsel's Office Attention: Comment Processing Docket ID OCC-2023-0011 Board of Governors of the Federal Reserve System 20th Street and Constitution Ave NW Washington, DC 20551 Ann E. Misback, Secretary Docket No. R-1815 RIN 7100-AG66 Federal Deposit Insurance Corporation
Comment Letter

CSBS Comments on the Large Bank Regulatory Capital Rule

Jan 16, 2024
Download the Full Letter [PDF] Office of the Comptroller of the Currency 400 7th Street SW, Suite 3E-218 Washington, DC 20219 Chief Counsel's Office Attention: Comment Processing Docket ID OCC-2023-0011 Board of Governors of the Federal Reserve System 20th Street and Constitution Ave NW Washington, DC 20551 Ann E. Misback, Secretary Docket No. R-1815 RIN 7100-AG66 Federal Deposit Insurance Corporation
Comment Letter

Long-Term Debt Requirements for Large Bank Holding Companies, Certain Intermediate Holding Companies of Foreign Banking Organizations, and Large Insured Depository Institutions

Jan 17, 2024
Download the Full Letter [PDF] Office of the Comptroller of the Currency 00 7th Street SW, Suite 3E-218 Washington, DC 20219 Chief Counsel’s Office Attention: Comment Processing Docket ID OCC-2023-0011 Board of Governors of the Federal Reserve System 20th Street and Constitution Avenue NW ashington, DC 20551 Ann E. Misback, Secretary Docket No. R-1815 RIN 7100-AG66 Federal Deposit Insurance Corporation
Annual Reports & Financials

2022 CSBS Consolidated Financial Statement

Jan 8, 2024
Annual Reports & Financials

Consolidated Financial Statement

Jan 8, 2015