NMLS Consumer Access, established in accordance with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (“SAFE Act”) to help promote consumer protection, is the website prospective homeowners can use to verify if the mortgage company or professional they are working with is in good standing. Here are a few of the benefits with using NMLS Consumer Access

Explore what the Nationwide Multistate Licensing System (NMLS) is and why one of its primary purposes is to promote consumer protection for homebuyers nationwide. Whether you are buying or refinancing a home, the process can be complex. In addition, consumers will interact with many people as part of the homebuying process. Each of these individuals has an important job to

Washington, D.C. — North Dakota Department of Financial Institutions Commissioner and Financial Stability Oversight Council (FSOC) State Banking Supervisor Representative Lise Kruse statement from today's FSOC meeting. "As we consider potential changes to the Council’s designation framework, it is important to acknowledge that our goal should be a process that is not only effective, but also durable. One that is

Washington, D.C. – Once again, the courts have rejected the broad preemption standard advocated by the OCC and national banks. By denying rehearing en banc, the Ninth Circuit left intact its October 2025 opinion in Kivett et al. v. Flagstar Bank FSB, reaffirming the appropriately high bar for preemption established by the U.S. Supreme Court in Cantero. The OCC has

Specialty Certification Certified Capital Markets Examiner (CCME) Objectives The Certified Capital Markets Examiner (CCME) credential recognizes examiners who demonstrate advanced expertise in capital markets activities, market and liquidity risk, modeling, and supervisory judgment across financial institutions. Candidates for the CCME credential must provide evidence of the following: Completion of a minimum of five (5) years of on-the-job service and training