By Temple University Professor of Finance Jonathan A. Scott and CSBS Chief Economist Thomas F. Siems In the 2023 CSBS Annual Survey of Community Banks, 21% of respondents reported that their pricing decisions on loans and deposits influence local market interest rates, 59% reported they have some influence, and the remaining 20% reported no influence. Can community banks product pricing

A student team from William & Mary has won the 2023 Data Analytics Competition, the Conference of State Bank Supervisors announced today. The annual Data Analytics Competition engages CSBS with the academic community. This year’s competition, held virtually on May 4, challenged students to develop a data analytics model that examines the potential impact on banks from the recent rapidly rising interest rate

Washington, D.C. – The Conference of State Bank Supervisors (CSBS) today announced the election of North Dakota Department of Financial Institutions Commissioner Lise Kruse as the new chair of the Board of Directors. CSBS also elected new officers for 2023-24 during the organization’s annual meeting. Chair Kruse presented her annual committee chair appointments in the CSBS board meeting that immediately

Teams will examine how banks are planning for the future Washington, D.C. – Thirty-four student teams from 28 colleges and universities across the nation have entered the 2023 CSBS Community Bank Case Study Competition. Each team has partnered with a local community bank to learn how it is recruiting and retaining talent, approaching succession planning and using technology to advance

Washington, D.C. – Fourteen teams have advanced in the first round of judging of the Conference of State Bank Supervisors’ Community Bank Case Study Competition. The teams were chosen from a pool of 34 student teams and represent 28 colleges and universities. This is the ninth year of the competition, which is open to undergraduate students in all fields of

Homebuying can be an exciting but intimidating process. State and federal regulators provide several resources to help you learn about the homebuying process and make more informed decisions in your journey to homeownership.