Teams will examine how banks are planning for the future Washington, D.C. – Thirty-four student teams from 28 colleges and universities across the nation have entered the 2023 CSBS Community Bank Case Study Competition. Each team has partnered with a local community bank to learn how it is recruiting and retaining talent, approaching succession planning and using technology to advance

Washington, D.C. – Fourteen teams have advanced in the first round of judging of the Conference of State Bank Supervisors’ Community Bank Case Study Competition. The teams were chosen from a pool of 34 student teams and represent 28 colleges and universities. This is the ninth year of the competition, which is open to undergraduate students in all fields of

Homebuying can be an exciting but intimidating process. State and federal regulators provide several resources to help you learn about the homebuying process and make more informed decisions in your journey to homeownership.

Washington, D.C. – Five student teams advanced to the finals this week in the 2023 CSBS Community Bank Case Study Competition, emerging from a second round of 14 teams. This is the ninth year of the competition, which is open to undergraduate students in all fields of study as an opportunity to gain valuable first-hand knowledge of the banking industry

June is National Homeownership Month, a time to recognize the value of homeownership and encourage prospective homeowners. NMLS Consumer Access, established in accordance with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (“SAFE Act”) to help promote consumer protection, is the website prospective homeowners can use to verify if the mortgage company or professional they are working

As part of National Homeownership Month, CSBS wants to help you understand what the Nationwide Multistate Licensing System (NMLS) is and why one of its primary purposes is to promote consumer protection for homebuyers nationwide. Whether you are buying or refinancing a home, the process can be complex. In addition, consumers will interact with many people as part of the

Washington, D.C. – Statement from CSBS President and CEO James M. Cooper on Opposition to Vance Amendment #10  “The Conference of State Bank Supervisors strongly opposes Senator Vance’s amendment to the RECOUP Act, which would fundamentally undermine our nation’s dual banking system by automatically converting state-chartered banks of a certain size into national banks. If enacted, the provision would dramatically

WASHINGTON, D.C. – The Federal Financial Institutions Examination Council (FFIEC) today announced the availability of data on 2022 mortgage lending transactions reported under the Home Mortgage Disclosure Act (HMDA) by 4,460 U.S. financial institutions, including banks, savings associations, credit unions, and mortgage companies. The HMDA data are the most comprehensive publicly available information on mortgage market activity. The data are used

Washington, D.C. – Community bankers’ outlook on economic conditions has dropped to a new low in the most recent Community Bank Sentiment Index, released today by the Conference of State Bank Supervisors. Concerns about regulatory burden, monetary policy, future business conditions and future profitability dropped the CBSI to 73, falling 10 points from the previous quarter and to the lowest