Washington, D.C. – Today, the Financial Stability Oversight Council (FSOC) released a report on nonbank mortgage servicing, including far-reaching recommendations with potentially significant consequences for the United States mortgage market and American home buyers. The Conference of State Bank Supervisors (CSBS) applauds the leadership of New York State Department of Financial Services Superintendent Adrienne Harris, the state representative on the

Teams will examine how banks are planning for the future Washington, D.C. – Thirty-four student teams from 28 colleges and universities across the nation have entered the 2023 CSBS Community Bank Case Study Competition. Each team has partnered with a local community bank to learn how it is recruiting and retaining talent, approaching succession planning and using technology to advance

27 Teams will examine asset and liability management Washington, D.C. – Twenty-seven student teams from 21 colleges and universities across the nation have entered the 2024 CSBS Community Bank Case Study Competition. Each team has partnered with a local community bank to learn about the closures of Silicon Valley Bank, Signature Bank, and First Republic Bank, identify the case study

Washington, D.C. - The Conference of State Bank Supervisors (CSBS) today named a student team from the Commonwealth University of Pennsylvania as the winner of the 2024 Community Bank Case Study Competition. Teams from the University of Illinois-Springfield and Southeastern Louisiana University placed second and third, respectively. “These teams provided in-depth findings and innovative thinking. The Commonwealth University of Pennsylvania

Washington, D.C. — The Conference of State Bank Supervisors (CSBS) today announced the launch of the Economic Research and Policy Scholars Program, designed to advance research on critical issues related to the nation's dual-banking system, community banking, financial services innovation, and economic growth. The Scholars Program consists of distinguished scholars selected from academic institutions nationwide for their expertise and contributions

Safety and Soundness Certification Certified Operations Examiner (COE) The COE certification is step 1 in the CSBS bank safety and soundness credentialing program. Candidates for the COE designation must provide evidence of the following: Completion of a minimum of twelve (12) months of on-the-job service and training related to financial institution regulation and supervision. Satisfactory completion of the following course

35 teams will examine interest rates and inflation Washington, D.C. – Thirty-five student teams from 27 colleges and universities have entered to compete in the 2025 CSBS Community Bank Case Study Competition. Each team has partnered with a local community bank to explore the impact of interest rates and inflation on the business of banking, with a focus on planning

Washington, D.C. - The Conference of State Bank Supervisors (CSBS) today named a student team from the University of Tennessee at Martin as the winner of the 2025 CSBS Community Bank Case Study Competition. Teams from the University of Arkansas and Illinois State University placed second and third, respectively. “Competition was tight, but the University of Tennessee at Martin team

2024 NMLS Annual Conference & Training by Brandon Milhorn CSBS President and CEO It is a privilege to address this audience of nearly 700 supporters and super users of the Nationwide Multistate Licensing System (NMLS). 1 This is a big audience, but we are a small piece of the larger NMLS universe which represents . . . 66 state supervisory

Misconceptions Misconception: Regulation of nonbank mortgage companies is lax or non-existent. As the primary regulator of nonbanks, states have broad licensing, examination, investigation, and enforcement authorities. Prudential standards, including financial capacity (i.e., net worth/capital and liquidity), governance, and risk management requirements, are also a matter of state law enforced by state regulators. 1 The Nationwide Multistate Licensing System and Registry