Download the Full Comment Letter [PDF] The Honorable French Hill Chairman Committee on Financial Services U.S. House of Representatives Washington, D.C. 20515 The Honorable Maxine Waters Ranking Member Committee on Financial Services U.S. House of Representatives Washington, D.C. 20515 Dear Chairman Hill and Ranking Member Waters: On behalf of state regulators and the Conference of State Bank Supervisors (CSBS), I
Mortgage loan originators (MLOs) comprise the majority of NMLS users. On Sept. 20, their individual licensing experience will improve significantly. The enhancements will roll out in NMLS Connect, a new component of NMLS. Individuals will apply for and manage licensing activity directly in NMLS Connect while still having access to the classic system. What’s New? “My NMLS” homepage: A central
Download the Full Comment Letter [PDF] Jennifer M. Jones, Deputy Executive Secretary Federal Deposit Insurance Corporation 550 17th Street NW Washington, DC 20429 RIN 3064-AG10 Re: Establishment and Relocation of Branches and Offices Dear Ms. Jones: The Conference of State Bank Supervisors (“CSBS”) provides the following comments on the Notice of Proposed Rulemaking (“proposal”) issued by the Federal Deposit Insurance
Download the Full Comment Letter [PDF] Ann E. Misback, Secretary Federal Reserve Board of Governors 20th Street and Constitution Avenue NW Washington, DC 20551 Docket No. OP-1866 Chief Counsel's Office Attention: Comment Processing Office of the Comptroller of Currency 400 7th Street SW, Suite 3E-218 Washington, D.C. Docket ID OCC-2025-0009 Jennifer M. Jones, Deputy Executive Secretary Federal Deposit Insurance Corporation
In July, the Community Banking Research Conference planning committee named three graduate students as the 2025 Community Banking Research Conference Emerging Scholars. The program supports the next generation of community banking researchers by selecting Ph.D. students who are exploring or planning dissertations on banking-related topics. Recipients are invited to attend the annual Community Banking Research Conference—co-sponsored by CSBS, the Federal
Download the Full Comment Letter [PDF] Jennifer M. Jones, Deputy Executive Secretary Federal Deposit Insurance Corporation 550 17th Street NW Washington, DC 20429 RIN 3064-AG15 Re: Adjusting and Indexing Certain Regulatory Thresholds Dear Ms. Jones: The Conference of State Bank Supervisors (“CSBS”) provides the following comments on the Notice of Proposed Rulemaking (“proposal”) issued by the Federal Deposit Insurance Corporation
Download the Full Comment Letter [PDF] U.S. Department of the Treasury Attention: Office of General Counsel 1500 Pennsylvania Avenue NW Washington, DC 20220 RIN 1505-ZA10 Re: GENIUS Act Implementation Dear Sir or Madam: The Conference of State Bank Supervisors (“CSBS”) respectfully requests that the U.S. Department of the Treasury (“Treasury”) extend the comment period an additional 30 days for the
Congratulations to the team of students from the University of Tennessee at Martin, which edged out 35 other teams to win this year’s CSBS Community Bank Case Study Competition. The team partnered with Carroll Bank & Trust in Huntingdon, Tenn., to examine the impact of interest rates and inflation, focusing on how the bank planned for the future through branch
Washington, D.C. – Community banker sentiment reached a peak in the third quarter results of the Conference of State Bank Supervisors (CSBS) Community Banking Sentiment Index (CBSI). The latest CBSI gained seven points from last quarter to 133 points, a record high since the survey’s inception in 2019. The monetary policy indicator also reached an all-time high, improving 16 points
“Trust in Financial Supervision” Community Banking Research Conference Opening Remarks CSBS Chair Tony Salazar St. Louis, Oct. 7, 2025 Thank you, Jim. Good morning. Welcome to the thirteenth annual Community Banking Research Conference. As chair of the CSBS Board of Directors, I also want to thank our co-sponsors, the Federal Reserve System and the FDIC, and I want to especially