Washington, D.C. – A paper on regulatory risk perception earned the John W. Ryan Award for Most Significant Contribution to Community Banking Research at the 2023 Community Banking Research Conference. The conference’s planning committee chose the paper titled “Regulatory Risk Perception and Small Business Lending,” authored by Siddharth Vij with the University of Georgia-Terry College of Business and Joseph Kalmenovitz

Renewal Season Starts Nov. 1 Washington, D.C. – State regulators encourage individuals and businesses in the mortgage, money transmission, debt collection and consumer financial services industry to start preparing now for the Nov. 1 start of Nationwide Multistate Licensing System (NMLS) annual license renewal. Mortgage loan originators (MLOs) and mortgage companies account for more than 846,000 state licenses to be

Former senior FDIC official to lead national organization of state financial regulators Washington, D.C. – The Conference of State Bank Supervisors’ Board of Directors today announced the appointment of Brandon Milhorn, currently deputy to FDIC Vice Chairman Travis Hill and previously chief operating officer, chief of staff and deputy to FDIC Chairman Jelena McWilliams, as its next president and CEO

Washington, D.C. – The Conference of State Bank Supervisors (CSBS) and the American Association of Residential Mortgage Regulators (AARMR) today jointly filed an amicus brief in support of the petitioners to the U.S. Supreme Court in the case of Cantero v. Bank of America. CSBS and AARMR support effective supervision and regulation of the residential mortgage industry for both state-chartered

Washington, D.C. — New York State Department of Financial Services Superintendent and Financial Stability Oversight Council (FSOC) state banking representative Adrienne A. Harris statement on  FSOC 2023 Annual Report. “I’d like to thank the Treasury staff and detailees for putting together this year’s annual report. I know it is no small undertaking, and your efforts have not gone unnoticed. This report is an

Washington, D.C. – While community bankers continue to hold a negative view of future economic conditions, their outlook is becoming less pessimistic, according to the latest Community Bank Sentiment Index (CBSI), released by the Conference of State Bank Supervisors (CSBS) today. The CBSI inched up 6 points to 92 in the fourth quarter of 2023. This is the second continued

Washington, D.C. – The federal banking agencies’ capital proposal is misguided and unjustified, the Conference of State Bank Supervisors (CSBS) said in comments filed today. Without significant changes, state regulators are concerned that the proposal could disrupt the United States economy. After a decade of reform, the banking system has strong capital levels and is more resilient. However, the Basel

INTRODUCTION I’d like to start by thanking the Federal Reserve, the FDIC, and the OCC for organizing – and particularly to the Federal Reserve Bank of Chicago for hosting – this event and creating a forum for us to share information and discuss opportunities for improving the strength and well-being of the financial services industry. It is through an open

JOHN W. RYAN PRESIDENT AND CEO, CONFERENCE OF STATE BANK SUPERVISORS TENTH ANNUAL COMMUNITY BANKERS SYMPOSIUM CHICAGO, ILLINOIS INTRODUCTION Thank you to the Federal Reserve, the FDIC, and the OCC for organizing and hosting this important symposium. It is a real honor to be asked to speak with you again this year, and I appreciate the invitation. For those of

CSBS President and CEO Brandon Milhorn speaks before the American Bar Association Banking Law Committee on the importance of a state-federal financial regulatory system.