Download the Full Comment Letter [PDF] James P. Sheesley, Assistant Executive Secretary Attention: Comments – RIN 3064-AF99 Federal Deposit Insurance Corporation 550 17th Street NW Washington, DC 20429 Re: Unsafe and Unsound Banking Practices: Brokered Deposits Restrictions Dear Sir, The Conference of State Bank Supervisors1 (“CSBS”) provides the following comments on the Federal Deposit Insurance Corporation’s (“FDIC”) notice of proposed
CSBS expresses concern regarding the timing and focus of the request for information issued by the Consumer Financial Protection Bureau to assist the Taskforce on Federal Consumer Financial Law, given the aggravating circumstances of COVID-19.
CSBS advises the Antitrust Division of the DOJ how best to revise its 1995 Bank Merger Competitive Review Guidelines to promote healthy market competition and industry innovation.
September 3rd, 2020 Office of the Comptroller of the Currency Chief Counsel’s Office 400 7th Street, SW, Suite 3E-218 Washington, DC 20219 Docket ID OCC-2020-0026 Re: National Banks and Federal Savings Associations as Lenders. Dear Sir or Madam, The Conference of State Bank Supervisors (“CSBS”) 1 appreciates the opportunity to comment on the Notice of proposed rulemaking issued by the
CSBS Board Chair Charlie Clark Community Banking Research Conference Opening Remarks St. Louis, Oct. 2 Welcome to the twelfth annual Community Banking Research Conference. As chair of the CSBS Board of Directors, I want to thank our co-sponsors, the Federal Reserve System, and the FDIC, and I want to especially thank our host, the St. Louis Federal Reserve Bank. This
In this seven-part blog series, we explore how community banks are adapting to a changing digital landscape by analyzing banking and technology questions from the 2021 CSBS National Survey of Community Banks.
State regulators believe this framework has been effective in protecting consumers. The proposed amendments to the Safeguards Rule would bolster the consumer protections ensured by the rule and would not prevent states from imposing stricter requirements.
CSBS urges Congressional action to establish a credit facility for nonbank mortgage servicers and reestablish the Transaction Account Guarantee (TAG) program for at least two years.
Key Findings The final quarter of 2016 closed out with an underscoring of trends that were discussed throughout the year. Chief among these trends is a persistent loosening of underwriting standards and generally more accommodative credit administration practices across most lending segments and geographies. Agricultural regions, however, no longer seem to be following this trend, with such areas more commonly