Washington, D.C. – While community bankers continue to hold a negative view of future economic conditions, their outlook is becoming less pessimistic, according to the latest Community Bank Sentiment Index (CBSI), released by the Conference of State Bank Supervisors (CSBS) today. The CBSI inched up 6 points to 92 in the fourth quarter of 2023. This is the second continued

CSBS is enhancing NMLS to provide users with a simplified account setup and management process – eliminating the need for users to have multiple accounts when they fulfill different roles within a company.

CSBS is enhancing NMLS to provide users more self-service options to reset their password instead of having to contact the NMLS Call Center.

Applying for a license in NMLS and knowing your application status should be easy. We're further streamlining that process.

Washington, D.C. – The federal banking agencies’ capital proposal is misguided and unjustified, the Conference of State Bank Supervisors (CSBS) said in comments filed today. Without significant changes, state regulators are concerned that the proposal could disrupt the United States economy. After a decade of reform, the banking system has strong capital levels and is more resilient. However, the Basel

State bank regulators have asked the federal banking agencies to amend their long-term debt (LTD) proposal for large banking organizations. The proposal would require banks over $100 billion in assets to issue and maintain a minimum amount of LTD, which is meant to enhance the resolvability of such firms in the event of failure, as well as promote the resiliency

By Thomas F. Siems, Ph.D., CSBS Chief Economist The CSBS fourth quarter 2023 Community Bank Sentiment Index ( CBSI) indicates that community bankers are less pessimistic than they were in the previous two quarters, but concerns persist. The Federal Reserve’s aggressive monetary tightening over the past 22 months has significantly raised interest rates, resulting in lower loan demand, greater deposit