CSBS conducts, sponsors and supports research initiatives spanning the financial system. Each year, CSBS co-sponsors an annual community banking conference with the federal reserve, conducts a survey of community banks, sponsors an undergraduate community bank research conversation, and more. On a quarterly basis, CSBS surveys community banks for their sentiment. CSBS staff also release white papers and periodic risk reports

CSBS and state regulators work together to create consistent regulatory standards for nonbank firms through the adoption of model laws. CSBS’s model laws provide a clear nationwide framework for state legislatures to enact and state regulatory agencies to implement. Model laws provide businesses with consistent requirements and promote common standards and practices across the state system, ultimately benefiting consumers. Explore

Our in-person and online programs range from basic examiner training and continuing education, to executive programs for senior department personnel. We also collaborate directly with state banking departmenets to develop, deliver, and manage all aspects of professional development and training programs that can be customized, held in-state or regionally, and competitvely priced to keep training costs as affordable as possible.

Specialty Certification Certified Information Systems Examiner (CISE) Objectives of the CISE Certification Program: 1. To recognize advanced knowledge and skills required for examining information technology (IT) and cybersecurity operations in financial institutions and service providers of varying sizes and complexities. 2. To promote ongoing education in IT and cybersecurity supervision, ensuring examiners remain informed about evolving technologies, threats, and regulatory

Specialty Certification Associate Certified Information Systems Examiner (ACISE) Objectives of the ACISE Certification Program: 1. To recognize foundational knowledge and skills required for examining information technology (IT) and cybersecurity operations in financial institutions and service providers. 2. To promote ongoing education in IT and cybersecurity supervision, ensuring examiners remain informed about evolving technologies, threats, and regulatory standards. 3. To emphasize

About the Examiner Certification Program (ECP) Eligibility Participation in the Examiner Certification Program (ECP) is open to all state agency regulators who meet the education and experience qualifications for a credential, and is strictly voluntary. Refer to the Participant Handbook below for details of all ECP processes, procedures, and governance. To Apply Applying for certification is a simple and secure

A simple change in how to view and access information in the State Examination System (SES) can lead to increased satisfaction. The ability to export exam-related data for money services businesses (MSBs) into a customized template can generate excitement. That is some of the feedback state agency users expressed after a new round of SES updates were introduced in April

Washington, D.C. – Statement by Conference of State Bank Supervisors (CSBS) President and CEO Brandon Milhorn on the CFPB’s announcement regarding its Public Orders Registry: “State regulators applaud the CFPB for its decision to limit enforcement and supervision relative to its Public Orders Registry. A significant number of covered public enforcement actions are already reported through the Nationwide Multistate Licensing

The Federal Financial Institutions Examination Council (FFIEC) today announced the appointments of Katherine M.R. Bosken, Polly Klyce Pennoyer, and Aaron Luetzow to the State Liaison Committee (SLC). Their two-year terms on the SLC begin today and continue through March 31, 2027. Katherine M.R. Bosken was designated by the American Council of State Savings Supervisors (ACSSS) to serve on the SLC