Regulatory Proposals

CSBS tracks and responds to federal regulatory proposals that impact state-chartered financial institutions. The table below includes information about proposed regulations and standards and the corresponding CSBS analysis and comment letters.

Comment Deadline Sort ascending	Title	Agency	CSBS Policy/Staff Analysis	Comment Letter
08-21-2026 Pending	Permitted Payment Stablecoin Issuer Customer Identification Program	FinCEN	N/A	N/A
08-16-2026 Pending	Uniform Financial Institutions Rating System	FFIEC	N/A	N/A
08-04-2026 Pending	Bank Secrecy Act and Sanctions Compliance Standards for FDIC-Supervised Permitted Payment Stablecoin Issuers	FDIC	N/A	N/A
07-27-2026 Pending	Proposed Revisions to the Federal Reserve Policy on Payment System Risk and the Guidelines for Account and Services Requests	Federal Reserve Board	N/A	N/A
06-18-2026 Filed	Regulatory Capital Rules: Regulatory Capital and Standardized Approach for Risk-Weighted Assets	OCC, Federal Reserve Board, FDIC	N/A	Regulatory Capital Rules: Expanded Risk-Based Approach & Standardized Approach Proposals
06-18-2026 Filed	Regulatory Capital Rule: Category I and II Banking Organizations, Banking Organizations with Significant Trading Activity, and Optional Adoption for Other Banking Organizations	OCC, Federal Reserve Board, FDIC	N/A	Regulatory Capital Rules: Expanded Risk-Based Approach & Standardized Approach Proposals
06-18-2026 CSBS Did Not Comment	Regulatory Capital Rule (Regulation Q): Risk-Based Capital Surcharges for Global Systemically Important Bank Holding Companies; Systemic Risk Report (FR Y–15)	Federal Reserve Board	N/A	N/A
06-09-2026 Filed	Anti-Money Laundering and Countering the Financing of Terrorism Programs	FinCEN	N/A	Anti-Money Laundering and Countering the Financing of Terrorism Programs
06-09-2026 Filed	Anti-Money Laundering and Countering the Financing of Terrorism Programs	OCC, FDIC	N/A	Anti-Money Laundering and Countering the Financing of Terrorism Programs
06-09-2026 Filed	GENIUS Act Requirements and Standards for FDIC-Supervised Permitted Payment Stablecoin Issuers and Insured Depository Institutions	FDIC	N/A	GENIUS Act Implementation: Requirements for FDIC-Regulated Stablecoin Issuers and IDIs