Regulatory Proposals

CSBS tracks and responds to federal regulatory proposals that impact state-chartered financial institutions. The table below includes information about proposed regulations and standards and the corresponding CSBS analysis and comment letters.

Comment Deadline Sort ascending	Title	Agency	CSBS Policy/Staff Analysis	Comment Letter
04-10-2025 Filed	Statement of Policy on Bank Merger Transactions	FDIC	N/A	Proposed Rescission and Reinstatement of Statement of Policy
01-16-2025 Filed	Proposed Rulemaking on Recordkeeping for Custodial Accounts	FDIC	N/A	Recordkeeping for Custodial Accounts
12-09-2024 Filed	Operational Aspects of the Discount Window RFI	Federal Reserve Board	N/A	Request for Information and Comment on Operational Aspects of Federal Reserve Bank Extensions of Discount Window and Intraday Credit
12-02-2024 CSBS Did Not Comment	Proposed Rulemaking to Expand Access to Liquidity for the Federal Home Loan Banks	FHFA	N/A	N/A
12-02-2024 CSBS Did Not Comment	Proposed Rulemaking on the Suspended Counterparty Program	FHFA	N/A	N/A
11-21-2024 Filed	Unsafe and Unsound Banking Practices: Brokered Deposits Restrictions	FDIC	N/A	Unsafe and Unsound Banking Practices: Brokered Deposits Restrictions
10-30-2024 CSBS Did Not Comment	RFI on Bank-Fintech Arrangements Involving Banking Products and Services	OCC, Federal Reserve Board, FDIC	N/A	N/A
10-28-2024 CSBS Did Not Comment	Proposed Rule on the 2025-2027 Enterprise Housing Goals	FHFA	N/A	N/A
10-18-2024 Filed	Proposal to Amend the Change in Bank Control Act	FDIC	N/A	Regulations Implementing the Change in Bank Control Act
10-11-2024 Filed	Proposed Rule on Parent Companies of Industrial Banks and Industrial Loan Companies	FDIC	N/A	Parent Companies of Industrial Banks and Industrial Loan Companies