Regulatory Proposals

CSBS tracks and responds to federal regulatory proposals that impact state-chartered financial institutions. The table below includes information about proposed regulations and standards and the corresponding CSBS analysis and comment letters.

Comment Deadline Sort ascending	Title	Agency	CSBS Policy/Staff Analysis	Comment Letter
10-07-2024 Filed	Request for Information on Deposits	FDIC	N/A	Request for Information on Deposits
09-09-2024 Filed	Proposed Rule on Streamlining Mortgage Servicing for Borrowers Experiencing Payment Difficulties; Regulation X	CFPB	N/A	Proposed Rule – Streamlining Mortgage Servicing for Borrowers Experiencing Payment Difficulties; Regulation X
07-15-2024 Filed	RFI Regarding FHLB Core Mission Activities and Mission Achievement	FHFA	N/A	Federal Home Loan Bank Core Mission Activities and Mission Achievement
06-18-2024 Filed	Proposed Statement of Policy on Bank Merger Transactions	FDIC	N/A	Request for Comment on Proposed Statement of Policy on Bank Merger Transactions
05-28-2024 Filed	RFI on Customer Identification Program Rule and Taxpayer Identification Number Collection Requirement	FinCEN	N/A	CSBS Comments on FinCEN Taxpayer ID Number Collection Requirement
02-07-2024 Filed	Management for Covered Institutions with Total Consolidated Assets of $10 Billion or More	FDIC	N/A	Guidelines Establishing Standards for Corporate Governance and Risk Management for Covered Institutions with Total Consolidated Assets of $10 Billion or More
11-30-2023 CSBS Did Not Comment	Resolution Plans Required for Insured Depository Institutions With $100 Billion or More in Total Assets; Informational Filings Required for Insured Depository Institutions With at Least $50 Billion But Less Than $100 Billion in Total Assets	FDIC	N/A	N/A
11-30-2023 Filed	Long-Term Debt Requirements for Large Bank Holding Companies, Certain Intermediate Holding Companies of Foreign Banking Organizations, and Large Insured Depository Institutions	FDIC	N/A	Long-Term Debt Requirements for Large Bank Holding Companies, Certain Intermediate Holding Companies of Foreign Banking Organizations, and Large Insured Depository Institutions