Regulatory Proposals

CSBS tracks and responds to federal regulatory proposals that impact state-chartered financial institutions. The table below includes information about proposed regulations and standards and the corresponding CSBS analysis and comment letters.

Comment Deadline Sort ascending	Title	Agency	CSBS Policy/Staff Analysis	Comment Letter
11-30-2026 Pending	Forms and Procedures for Review of State Certifications by the Stablecoin Certification Review Committee	Treasury Department	N/A	N/A
11-30-2026 Pending	Implementing the Federal Reserve Board's Responsibilities Under the GENIUS Act	Federal Reserve Board	N/A	N/A
11-30-2026 Pending	Application Procedures for Board-Supervised Insured Depository Institutions Seeking Approval for a Subsidiary To Issue Payment Stablecoins	Federal Reserve Board	N/A	N/A
11-23-2026 Pending	State Bank Parity	FDIC	N/A	N/A
11-23-2026 Pending	Merger Transactions	FDIC	N/A	N/A
11-16-2026 Pending	Proposed Third-Party Risk Management Guidance	OCC, Federal Reserve Board, FDIC	N/A	N/A
10-19-2026 Pending	GENIUS Act Regulations on Payment Stablecoin Issuance, Offer, and Sale	Treasury Department	N/A	N/A
10-14-2026 Pending	Expanded Examination Cycle for Certain Small Insured Depository Institutions and U.S. Branches and Agencies of Foreign Banks	OCC, FDIC, Federal Reserve Board	N/A	N/A
10-13-2026 Pending	Community Reinvestment Act Regulations	OCC, FDIC	N/A	N/A
10-05-2026 Pending	Loans to Executive Officers, Directors, and Principal Shareholders of Member Banks; Bank Holding Companies	Federal Reserve Board	N/A	N/A