Good morning, Chairman Shelby, Ranking Member Brown, and distinguished Members of the Committee. My name is Candace Franks. I serve as the Bank Commissioner for the State of Arkansas and I am the current Chairman of the Conference of State Bank…

Good morning, Chairman Johnson, Ranking Member Crapo, and distinguished Members of the Committee. My name is Charles Vice, and I serve as the Commissioner of Financial Institutions for the Commonwealth of Kentucky and I am the Immediate Past…

Good afternoon, Chairman Capito, Ranking Member Meeks, and distinguished Members of the Subcommittee. My name is Sally Cline, and I serve as the Commissioner of the West Virginia Division of Financial Institutions (DFI). Thank you for holding this…

2013 TESTIMONY November 19, 2013: Senate – Hearing on The Present and Future Impact of Virtual Currency – Testimony of David Cotney June 18, 2013: House - Hearing on The Ability-to-Repay and Qualified Mortgage Standard Final Rule - Testimony of…

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