CSBS comments on the FDIC's proposed rulemaking in regard to permissible interest races on transferred loans.
Jan 21, 2020
The BSCA, a bill introduced in the 114th Congress, is commonsense, bipartisan legislation that makes state and federal supervision more efficient and more effective.
Oct 9, 2019
Technology and banking share a long history. The rapid growth over the past 20 years in adoption of technology for front and back office operations in banks of all sizes is well documented.
Dec 7, 2018
A current proposal by Congress threatens to upend the supervision of community banks, increasing costs of doing business and harming the dual-banking system.
Aug 1, 2018
Because of their local knowledge and expertise, federal law mandates that state regulators are represented at the highest levels in federal banking agencies.
Oct 30, 2017
Community banks play a critical role in providing credit and banking services to all corners of the U.S., especially small towns and rural areas where community banks are likely to be the only banking options.
Oct 30, 2017
State regulators are responsible for chartering, licensing and supervising state-chartered banks and non-bank financial services providers, including mortgage lenders.
Oct 26, 2017
State financial regulators serve as the primary regulator for 78 percent of the nation's banks. In this role, state regulators have an important mandate to ensure safety and soundness among their chartered financial institutions.
Oct 1, 2017