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A New Challenge for Community Banks

A newly-proposed Community Bank Leverage Ratio may actually provide more burden than relief.

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Small Business

What is the Conference of State
Bank Supervisors?


The Conference of State Bank Supervisors is the nationwide organization of financial regulators from all 50 U.S. states, the District of Columbia, Guam, Puerto Rico, American Samoa, and the U.S. Virgin Islands.

For more than a century, CSBS has given state supervisors a national forum to coordinate supervision and develop policy. CSBS also represents its members before federal policymakers and regulators, provides training, and manages the Nationwide Multistate Licensing System.


Digital Media
Vision 2020 is a state regulator initiative to modernize the regulation of fintech companies and other non-depositories. The goal: an integrated, 50-state system of licensing and supervision.
Jan 8, 2018
Vision 2020 contains several CSBS and state initiatives to modernize nonbank regulation. What has been done to date, and what should you expect next?
Aug 2, 2018
The CSBS Fintech Industry Advisory Panel (“Advisory Panel”) is designed to support state regulators’ increased efforts to engage with financial services companies involved in fintech.
Feb 14, 2019
Press Room
The Conference of State Bank Supervisors (CSBS) released a series of action items to implement feedback received from the 33 companies on the CSBS Fintech Industry Advisory Panel.
Feb 14, 2019
Apr 1 - Apr 4
Washington, District of Columbia
Apr 16 - Apr 17
Gulf Shores, Alabama
Apr 23 - Apr 25
Washington, District of Columbia
Apr 30 - May 1
Baltimore, Maryland

Recent Updates

Press Room
Examination Identified Cheating on Testing and Continuing Education Requirements
Apr 13, 2015
Press Room
INTRODUCTION I’d like to start by thanking the Federal Reserve, the FDIC, and the OCC for organizing – and particularly to the
Nov 1, 2013
Press Room
In her speech to the NMLS annual conference, CSBS Chairman Charlotte Corley described how state regulators are actively moving towards the harmonization goal of Vision 2020
Feb 19, 2019
Blog post
Through CSBS Vision 2020, state regulators are implementing a series of initiatives to better harmonize the multistate regulatory experience for nonbanks, including fintechs
Feb 19, 2019
Press Room
Washington, DC – The Conference of State Bank Supervisors (CSBS) today announced that it is seeking public input on issues related to state money transmission
Feb 21, 2019
Blog post
The CSBS Education Foundation is recognizing three instructors who have done outstanding work enhancing the learning experience of state bank examiners. 
Mar 1, 2019