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The role of state regulators

Did you know that most financial regulation occurs outside Washington?

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Small Business

What is the Conference of State
Bank Supervisors?


The Conference of State Bank Supervisors is the nationwide organization of financial regulators from all 50 U.S. states, the District of Columbia, Guam, Puerto Rico, American Samoa, and the U.S. Virgin Islands.

For more than a century, CSBS has given state supervisors a national forum to coordinate supervision and develop policy. CSBS also represents its members before federal policymakers and regulators, provides training, and manages the Nationwide Multistate Licensing System.


Vision 2020 is a state regulator initiative to modernize the regulation of fintech companies and other non-depositories. The goal: an integrated, 50-state system of licensing and supervision.
Jan 7, 2018
Blog post
Here are a few key findings from the 2017 research report conducted by CSBS and the Federal Reserve
Nov 29, 2017
Press Room
Seven states agree to a multi-state compact that will significantly streamline the licensing process for fintechs and other money services businesses. More states are expected to join.
Feb 6, 2018
Data Tools
This interactive map displays the number of state-chartered banks per state. State-chartered banks are supervised by their respective state regulator.
Nov 1, 2017
Mar 5 - Mar 8
Washington, District of Columbia
Mar 5 - Mar 8
Walnut Creek, California
Apr 23 - Apr 25
Minneapolis, Minnesota
May 7 - May 11
San Diego, California

Recent Updates

State regulators are responsible for chartering, licensing and supervising state-chartered banks and non-bank financial services providers, including mortgage lenders.
Oct 26, 2017
Blog post
CSBS President and CEO John Ryan spoke at the 2018 user conference of the Nationwide Multistate Licensing System, and shared his views on the 10th anniversary of NMLS as well as a look ahead to the state regulation of nonbanks
Feb 15, 2018
Press Room
New tool builds on CSBS efforts to address de-risking, and reflects state approaches to provide business tools as well as regulatory rules
Feb 13, 2018
Press Room
In congressional testimony, Illinois regulator Bryan Schneider described how states are taking actions to ensure access to credit and banking services
Feb 15, 2018
Secretary Bryan A. Schneider, Illinois Department of Financial and Professional Regulation, testifies before the House Subcommittee on Financial Institutions and Consumer Credit
Feb 15, 2018
Blog post
The Nationwide Multistate Licensing System (NMLS) celebrated ten years of streamlining the mortgage licensing process, bank supervision and non-depository licensing at the 10th NMLS Annual Conference and Training in New Orleans, Feb. 6-9.
Feb 12, 2018