Nearly 100% Believe U.S. Economy is in a Recession Washington, D.C. – Community bankers are starting the year with a negative economic outlook and largely believe the nation is in a recession, according to the most recent quarterly Community Bank Sentiment Index (CBSI), released today by the Conference of State Bank Supervisors (CSBS). The CBSI fell six points to 85

27 Teams will examine asset and liability management Washington, D.C. – Twenty-seven student teams from 21 colleges and universities across the nation have entered the 2024 CSBS Community Bank Case Study Competition. Each team has partnered with a local community bank to learn about the closures of Silicon Valley Bank, Signature Bank, and First Republic Bank, identify the case study

Teams will examine how banks are planning for the future Washington, D.C. – Thirty-four student teams from 28 colleges and universities across the nation have entered the 2023 CSBS Community Bank Case Study Competition. Each team has partnered with a local community bank to learn how it is recruiting and retaining talent, approaching succession planning and using technology to advance

Washington, D.C. - The Conference of State Bank Supervisors (CSBS) today named a student team from the University of Tennessee-Martin as winner of the 2023 Community Bank Case Study Competition. Teams from Iowa State University and Messiah University in Mechanicsburg, Pa., placed second and third, respectively. “The work of these three teams was top rate, and we are pleased to

Washington, D.C.- The Conference of State Bank Supervisors (CSBS) today named the student team from James Madison University as winners of the 2022 Community Bank Case Study Competition. The annual competition provides undergraduate students with valuable first-hand insight into the banking industry. This year, student teams partnered with local community banks to examine how community banks have navigated changes over

Washington, D.C.— State bank supervisors have re-appointed Texas Department of Banking Commissioner Charles G. Cooper to serve as the state banking representative on the Financial Stability Oversight Council (FSOC). This is Commissioner Cooper’s third consecutive term as the state banking representative. "In today’s dynamic environment, regulatory coordination is critical for a safe and well-functioning financial system. Commissioner Cooper brings a

Washington, D.C. – The nation’s sluggish economy is being felt at the local level. Community bankers across the nation ranked net interest margins, economic conditions and loan demand as their highest external risks in the CSBS 2022 National Survey of Community Banks, released today. State regulators canvassed about 500 community banks nationwide for its ninth annual survey. Respondents’ concerns mirror

Background The Information Sharing Protection Task Force (Task Force), formed from 2020 to 2022, assembled representatives from all five CSBS districts, large and small states, states with very protective statutes and states with sweeping open record laws. The group was led by the Non-Depository Supervisory Committee (NDSC) chair and supported by CSBS’ General Counsel and staff. The Task Force’s purpose

Washington D.C. – The lingering effect of the Covid-19 pandemic on local economies has created a new concern for community banks: historic levels of deposits and narrow net interest margins, according to the Conference of State Bank Supervisors’ (CSBS) eighth annual national community bank survey. The survey of nearly 500 community bankers nationwide reveals a shift from last year, when

Washington, D.C. – Community bankers are less optimistic about future business conditions and the economic outlook than they were earlier this year, according to the most recent Community Bank Sentiment Index (CBSI). The Conference of State Bank Supervisors (CSBS) released the third quarter 2021 CBSI results today, collecting data from community banks across the nation during the month of September