27 Teams will examine asset and liability management Washington, D.C. – Twenty-seven student teams from 21 colleges and universities across the nation have entered the 2024 CSBS Community Bank Case Study Competition. Each team has partnered with a local community bank to learn about the closures of Silicon Valley Bank, Signature Bank, and First Republic Bank, identify the case study

Washington, D.C. - The Conference of State Bank Supervisors (CSBS) today named a student team from the Commonwealth University of Pennsylvania as the winner of the 2024 Community Bank Case Study Competition. Teams from the University of Illinois-Springfield and Southeastern Louisiana University placed second and third, respectively. “These teams provided in-depth findings and innovative thinking. The Commonwealth University of Pennsylvania

Washington, D.C. — The Conference of State Bank Supervisors (CSBS) today announced the launch of the Economic Research and Policy Scholars Program, designed to advance research on critical issues related to the nation's dual-banking system, community banking, financial services innovation, and economic growth. The Scholars Program consists of distinguished scholars selected from academic institutions nationwide for their expertise and contributions

Safety and Soundness Certification Certified Operations Examiner (COE) The COE certification is step 1 in the CSBS bank safety and soundness credentialing program. Candidates for the COE designation must provide evidence of the following: Completion of a minimum of twelve (12) months of on-the-job service and training related to financial institution regulation and supervision. Satisfactory completion of the following course

2024 NMLS Annual Conference & Training by Brandon Milhorn CSBS President and CEO It is a privilege to address this audience of nearly 700 supporters and super users of the Nationwide Multistate Licensing System (NMLS). 1 This is a big audience, but we are a small piece of the larger NMLS universe which represents . . . 66 state supervisory

Misconceptions Misconception: Regulation of nonbank mortgage companies is lax or non-existent. As the primary regulator of nonbanks, states have broad licensing, examination, investigation, and enforcement authorities. Prudential standards, including financial capacity (i.e., net worth/capital and liquidity), governance, and risk management requirements, are also a matter of state law enforced by state regulators. 1 The Nationwide Multistate Licensing System and Registry

Washington, D.C. – Community bankers’ outlook on economic conditions has dropped to a new low in the most recent Community Bank Sentiment Index, released today by the Conference of State Bank Supervisors. Concerns about regulatory burden, monetary policy, future business conditions and future profitability dropped the CBSI to 73, falling 10 points from the previous quarter and to the lowest

Renewal Season Starts Nov. 1 Washington, D.C. – State regulators encourage individuals and businesses in the mortgage, money transmission, debt collection and consumer financial services industry to start preparing now for the Nov. 1 start of Nationwide Multistate Licensing System (NMLS) annual license renewal. Mortgage loan originators (MLOs) and mortgage companies account for more than 846,000 state licenses to be

Washington, D.C. – While community bankers continue to hold a negative view of future economic conditions, their outlook is becoming less pessimistic, according to the latest Community Bank Sentiment Index (CBSI), released by the Conference of State Bank Supervisors (CSBS) today. The CBSI inched up 6 points to 92 in the fourth quarter of 2023. This is the second continued