Community bankers are feeling upbeat about the economic future. The Conference of State Bank Supervisors’ (CSBS) fourth quarter 2024 CSBS Community Bank Sentiment Index (CBSI) surged 17 points to 127 compared to last quarter’s survey, reaching its highest mark since the survey began in 2019. The overall index was driven higher mostly on expectations of a more-balanced regulatory burden and
The CSBS model state regulatory prudential standards for nonbank mortgage servicers establish common financial capacity, governance, and risk management requirements for nonbank mortgage servicers.
Download the Full Letter [PDF] Office of the Comptroller of the Currency 400 7th Street SW, Suite 3E-218 Washington, DC 20219 Chief Counsel's Office Attention: Comment Processing Docket ID OCC-2023-0011 Board of Governors of the Federal Reserve System 20th Street and Constitution Ave NW Washington, DC 20551 Ann E. Misback, Secretary Docket No. R-1815 RIN 7100-AG66 Federal Deposit Insurance Corporation
Good afternoon. It is a pleasure to address this year’s Community Banking Research Conference. I want to begin by commending the organizers for once again bringing community bankers, researchers, and policy makers together in what I believe is a one-of-a-kind venue that we are proud to co-sponsor, along with the Federal Reserve and the Conference of State Bank Supervisors. We
Texas Banking Commissioner Charles G. Cooper Concludes his Service Washington, D.C. — State bank supervisors have appointed New York State Department of Financial Services Superintendent Adrienne A. Harris to serve as the state banking representative on the Financial Stability Oversight Council (FSOC), succeeding Texas Banking Commissioner Charles G. Cooper who will conclude his service on Dec. 31, 2022. “Superintendent Harris’
Washington, D.C. – The Conference of State Bank Supervisors (CSBS) today announced the election of Washington State Department of Financial Institutions Director Charlie Clark as the new chair of the Board of Directors. CSBS also elected new officers for 2024-25 during its annual meeting. Chair Clark presented his annual committee chair appointments in the CSBS board meeting that immediately followed. Newly
Washington, D.C. – The Conference of State Bank Supervisors (CSBS) today announced the election of North Dakota Department of Financial Institutions Commissioner Lise Kruse as the new chair of the Board of Directors. CSBS also elected new officers for 2023-24 during the organization’s annual meeting. Chair Kruse presented her annual committee chair appointments in the CSBS board meeting that immediately
Washington, D.C. – Community bankers have a slightly rosier economic outlook for the first time in a year, according to the most recent Community Banker Sentiment Index (CBSI), released by the Conference of State Bank Supervisors (CSBS) today. While the third quarter CBSI remains below the neutral level of 100 for the seventh quarter in a row, it bounced up
CSBS formally requests the FDIC and OCC to extend the deadline for comment period on the Notice of Proposed Rulemaking on Community Reinvestment Act Regulations.