Download the Full Comment Letter [PDF] Jennifer M. Jones, Deputy Executive Secretary Federal Deposit Insurance Corporation 550 17th Street NW Washington, DC 20429 RIN 3064-AG15 Re: Adjusting and Indexing Certain Regulatory Thresholds Dear Ms. Jones: The Conference of State Bank Supervisors (“CSBS”) provides the following comments on the Notice of Proposed Rulemaking (“proposal”) issued by the Federal Deposit Insurance Corporation
Download the Full Comment Letter [PDF] U.S. Department of the Treasury Attention: Office of General Counsel 1500 Pennsylvania Avenue NW Washington, DC 20220 RIN 1505-ZA10 Re: GENIUS Act Implementation Dear Sir or Madam: The Conference of State Bank Supervisors (“CSBS”) respectfully requests that the U.S. Department of the Treasury (“Treasury”) extend the comment period an additional 30 days for the
Static and outdated regulatory thresholds impede a dynamic banking system and can create unnatural barriers that limit a community bank’s growth. State supervisors consistently have called on federal policymakers – whether before Congress or the federal regulatory agencies – to update rules and supervisory approaches to account for economic growth and changes in the banking industry. This week, CSBS stated
Congratulations to the team of students from the University of Tennessee at Martin, which edged out 35 other teams to win this year’s CSBS Community Bank Case Study Competition. The team partnered with Carroll Bank & Trust in Huntingdon, Tenn., to examine the impact of interest rates and inflation, focusing on how the bank planned for the future through branch
Washington, D.C. – Community banker sentiment reached a peak in the third quarter results of the Conference of State Bank Supervisors (CSBS) Community Banking Sentiment Index (CBSI). The latest CBSI gained seven points from last quarter to 133 points, a record high since the survey’s inception in 2019. The monetary policy indicator also reached an all-time high, improving 16 points
“Trust in Financial Supervision” Community Banking Research Conference Opening Remarks CSBS Chair Tony Salazar St. Louis, Oct. 7, 2025 Thank you, Jim. Good morning. Welcome to the thirteenth annual Community Banking Research Conference. As chair of the CSBS Board of Directors, I also want to thank our co-sponsors, the Federal Reserve System and the FDIC, and I want to especially
On Liberty, Limited Government, and Bank Supervision by Brandon Milhorn CSBS President and CEO at The Community Banking Research Conference St. Louis, Missouri October 7, 2025 One of my favorite periods of history is the American Revolution. It fascinates me. The confluence of events, ideas, leaders, and pure luck that led an ill-organized, agrarian collective of states to declare their
Download the Full Comment Letter [PDF] The Honorable Scott Bessent Secretary of the Treasury United States Department of Treasury 1500 Pennsylvania Avenue NW Washington, DC 20220 The Honorable Russell T. Vought Director Office of Management and Budget 725 17th Street NW Washington, DC 20503 Dear Secretary Bessent and Director Vought: The Conference of State Bank Supervisors (“CSBS”) and the National
Safety and Soundness Certification Certified Examiner-in-Charge (CEIC) The CEIC certification is step 3 in the CSBS bank safety and soundness credentialing program. Candidates for the CEIC designation must provide evidence of the following: Completion of three (3) years employment with a state regulatory agency, including a minimum of one (1) year of on-the-job service and training as an examiner-in-charge. Satisfactory
Safety and Soundness Certification Certified Operations Examiner (COE) The COE certification is step 1 in the CSBS bank safety and soundness credentialing program. Candidates for the COE designation must provide evidence of the following: Completion of a minimum of twelve (12) months of on-the-job service and training related to financial institution regulation and supervision. Satisfactory completion of the following course