The Honorable Maxine Waters Chairwoman Committee on Financial Services U.S. House of Representatives Washington, D.C. 20515 Dear Chairwoman Waters, On behalf of the Conference of State Bank Supervisors (CSBS), 1 I am writing in response to your August 5, 2021, letter to CSBS Chair Melanie Hall 2 calling for: An update to the Joint Statement on Supervisory and Enforcement Practices

Beth Grebeldinger U.S. Department of Education, Federal Student Aid 830 First Street NE Room 113F4 Washington, DC 20202. Re: Federal Preemption and Joint Federal-State Regulation and Oversight of the Department of Education's Federal Student Loan Programs and Federal Student Loan Servicers (Docket ID ED-2021-OS-0107) Dear Ms. Grebeldinger, The Conference of State Bank Supervisors (CSBS) 1 and the North American Collection

Dear Chairman Brown and Ranking Member Toomey, The Conference of State Bank Supervisors (CSBS) is pleased to support Sarah Bloom Raskin’s nomination to be Vice Chairman for Supervision of the Board of Governors of the Federal Reserve System. As Commissioner of the Maryland Office of Financial Regulation, Ms. Raskin oversaw insured depository institutions, money services businesses, and an array of

Appraisal Subcommittee Attn: Lori Schuster Management and Program Analyst 1325 G Street NW, Suite 500 Washington, DC 20005 Docket No. AS22-01 Submitted electronically via Regulations.gov Re: Notice of Proposed Rulemaking – Temporary Waiver Requests Dear Sir or Madam, The Conference of State Bank Supervisors (“CSBS”) 1 appreciates the opportunity to comment on the Notice of Proposed Rulemaking (“NPR”) issued by

Dear Representatives Pelosi, McCarthy, Waters, and McHenry: On behalf of the Conference of State Bank Supervisors (CSBS) 1, I write to request that you retain the Secure and Fair Enforcement Banking Act of 2021, the SAFE Banking Act, in the conference agreement of the America COMPETES Act. By granting a safe harbor for financial institutions, Congress can bring regulatory clarity

Dear Senators Schumer, McConnell, Brown, and Toomey: On behalf of the Conference of State Bank Supervisors (CSBS)1, I write to request that you retain the Secure and Fair Enforcement Banking Act of 2021, the SAFE Banking Act, in the conference agreement of the America COMPETES Act. By granting a safe harbor for financial institutions, Congress can bring regulatory clarity to

The Honorable Jesus “Chuy” Garcia U.S. House of Representatives Washington, D.C. 20515 Dear Representative Garcia: On behalf of the Conference of State Bank Supervisors (CSBS), [1] I write to express our concern regarding legislation Congress is considering eliminating the exemption for industrial loan companies (“ILCs”) from the definition of a bank under the Bank Holding Company Act (“BHCA”). State regulators