Specialty Certification Certified Consumer Protection Examiner Objectives of the Compliance Examiner Certification Program: To achieve recognition of the specialized knowledge, skills, and abilities required for the examination of consumer finance and debt collection companies of all sizes and complexities to determine their compliance with state and federal consumer protection laws and regulations applicable to regulated entities. To promote continuing education

Specialty Certification Certified Application Specialist The Certified Application Specialist (CAS) certifications recognize state regulatory professionals who have demonstrated advanced knowledge, practical experience, and job performance in licensing operations using the Nationwide Multistate Licensing System (NMLS). Each certification represents a progression in responsibility and expertise—ranging from foundational application review to complex account administration and staff oversight. CAS-I: MLO Licensing Review The

Washington, D.C. - Community bankers’ optimism on the future economy is holding steady, according to the 2025 second quarter results of the Community Bank Sentiment Index (CBSI). The CBSI dipped slightly to 126 from its peak value of 129 in the previous quarter, driven by a less optimistic outlook for a lighter regulatory environment and moderated expectations for higher expected

Washington, D.C. - The Conference of State Bank Supervisors (CSBS) today named a student team from the University of Tennessee at Martin as the winner of the 2025 CSBS Community Bank Case Study Competition. Teams from the University of Arkansas and Illinois State University placed second and third, respectively. “Competition was tight, but the University of Tennessee at Martin team

Washington, D.C. – Conference of State Bank Supervisors (CSBS) President and CEO Brandon Milhorn Statement on House Passage of the GENIUS Act: “A national regulatory framework for stablecoins is a vital precondition for a broader, innovative digital asset ecosystem in the United States. The GENIUS Act is a historic, bipartisan effort to accomplish this goal. We appreciate congressional support for

Mortgage companies in NMLS are linked to the mortgage loan originators (MLOs) they employ through a designation in the system referred to as a “relationship and/or sponsorship.” As part of upcoming changes to NMLS, it will become easier for mortgage companies to navigate the “relationship and/or sponsorship” section of the system. In preparation for upcoming NMLS changes for how company

Washington, D.C. – The Conference of State Bank Supervisors (CSBS) today is inviting technology firms and other vendors to develop proofs of concept that could modernize how bank regulators receive and analyze financial data from banks. Part of CSBS’s Catalyst Initiative, this innovation challenge is focused on making bank financial data reporting less costly, simpler, and more timely than the