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Certified Credit Examiner (CCE) 

The CCE certification is step 2 in the CSBS bank safety and soundness credentialing program. Candidates for the CCE designation must provide evidence of the following:

  • Completion of two (2) years employment with a state regulatory agency, including a minimum of one (1) year of on-the-job service and training related to financial institution examination credit analysis and review.
  • Satisfactory completion of the following CSBS course offerings or their equivalent (courses submitted as equivalent will be considered on a case-by-case basis):
          - Course requirements for the COE designation, and
          - CSBS Credit Evaluation School or
          - FDIC Loan Analysis and Asset Liability Management Schools
  • Attestation of successful job performance and mastery of appropriate job-related skills by the applicant's direct supervisor or another individual familiar with the applicant's performance.

The applicant's direct supervisor must provide at least "meets expectations" ratings in the following competencies; additionally, the supervisor's supporting narrative assessment must provide detailed and unique examples of the applicant's performance in these competencies:

TECHNICAL - Provides effective and accurate evaluation of the credit activities of financial institutions by:

  • Effectively following established examination procedures to collect and analyze data
  • Effectively reviewing reports of examination for accuracy, content, conclusions, and proper grammar

CONCEPTUAL - Provides effective and accurate evaluation of the lending activities of financial institutions by:

  • Developing accurate conclusions and ratings of assets from collected data
  • Effectively following established examination procedures to collect and analyze data
  • Developing accurate conclusions from collected data

LEGAL/COMPLIANCE - Effectively demonstrates knowledge of policies, procedures, laws, rules and regulations.

HUMAN RELATIONS - Provides effective oral and written communications by:

  • Effectively and clearly communicating assignments to assisting personnel
  • Effectively and clearly communicating with financial institution personnel to obtain information
  • Effectively and clearly communicating examination findings to financial institution and supervisory personnel
  • Effectively preparing written comments which are accurate, grammatically correct, logically arranged, and factually support any conclusions drawn

RECERTIFICATION

Every three years, certified examiners are required to submit 63 continuing education hours (CEHs) in order to renew a CCE certification. If an examiner exceeds this requirement, up to 14 CEHs may be carried over into the new three-year term. Continuing education should be selected with the goal of maintaining, improving, or expanding the examiner's knowledge, skills, and abilities.

1129 20th Street, N.W., 9th Floor, Washington, DC 20036 | Tel. 202.296.2840 | Fax. 202.296.1928

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