Policy Documents

CSBS has consistently maintained that access to Federal Reserve services should be restricted to eligible institutions on an equitable and impartial basis. We are concerned that this proposal assumes state supervision is substandard to federal…

CSBS has unique insight into PACE financing as many R-PACE lenders are state-supervised non- depository institutions.

In a comment letter to House Committee on Financial Services Chairwoman Maxine Waters, CSBS supported and offered suggestions to a draft amendment to the Bank Secrecy Act.

In a comment letter to the FDIC, CSBS suggested changes to the regulatory treatment of brokered deposits and deposit interest cap methodology.

While state regulators support maintaining fair and appropriate pricing of deposit insurance for institutions that use the CBLR, we believe that the proposed revisions to the deposit insurance assessment system are ultimately unnecessary because the…

CSBS strongly opposes the federal agency's plan to change the Community Bank Leverage Ration in way that may actually increase the burden on community banks, despite how the framework for the rule was intended to be drafted.

Equifax is operating under a multistate consent order that applies to nationwide operations, reflecting state regulators' demands that consumer reporting companies improve their cybersecurity programs

When considering possible legislation on consumer privacy and security, state regulators call on federal policymakers to maintain a floor upon which states can add more stringent conditions and respond more quickly to emerging threats