Policy Documents
Comment Letter
State bank regulators view the development of FedNow as the Federal Reserve again laying the necessary foundation to ensure that payment capabilities adapt to innovation and technological advancement.
Nov 7, 2019
Comment Letter
The proposed national rate cap methodology should not allow the largest institutions to exercise undue influence on the national rate. The local rate cap calculation and process should factor in rates offered by internet-only banks.
Nov 4, 2019
Comment Letter
The proposed rule states that currently, validation notices, combined with the limited disclosure of consumers’ rights with respect to debt collection, may limit a consumer’s ability to fully exercise their dispute rights.
Sep 19, 2019
Comment Letter
The Honorable Mitch McConnell
Majority Leader
United States Senate
Washington, DC 20510
The Honorable Charles Schumer
Minority Leader
United States Senate
Washington, DC 20510
Sep 11, 2019
Comment Letter
State regulators believe this framework has been effective in protecting consumers. The proposed amendments to the Safeguards Rule would bolster the consumer protections ensured by the rule and would not prevent states from imposing stricter…
Jul 31, 2019
Testimony
Lise Kruse testifies for before the Appraisal Subcommittee regarding a temporary waiver for appraisers in North Dakota
Jul 18, 2019
Comment Letter
In this letter, CSBS raises concerns regarding the impetus for and permissibility of these contemplated proposals and reiterates concerns regarding the validity of the OCC’s multistate fiduciary operations rules.
Jun 29, 2019
Testimony
Director of the Washington State Department of Financial Institutions and CSBS Non-depository Supervisory Committee Charlie Clark testified on fintech regulation before the House Task Force on Financial Technology.
Jun 25, 2019
Policy
State bank regulators view the development of FedNow as the Federal Reserve again laying the necessary foundation to ensure that payment capabilities adapt to innovation and technological advancement.
Nov 7, 2019
Policy
The proposed national rate cap methodology should not allow the largest institutions to exercise undue influence on the national rate. The local rate cap calculation and process should factor in rates offered by internet-only banks.
Nov 4, 2019
Policy
The proposed rule states that currently, validation notices, combined with the limited disclosure of consumers’ rights with respect to debt collection, may limit a consumer’s ability to fully exercise their dispute rights.
Sep 19, 2019
Policy
The Honorable Mitch McConnell
Majority Leader
United States Senate
Washington, DC 20510
The Honorable Charles Schumer
Minority Leader
United States Senate
Washington, DC 20510
Sep 11, 2019
Policy
State regulators believe this framework has been effective in protecting consumers. The proposed amendments to the Safeguards Rule would bolster the consumer protections ensured by the rule and would not prevent states from imposing stricter…
Jul 31, 2019
Policy
Lise Kruse testifies for before the Appraisal Subcommittee regarding a temporary waiver for appraisers in North Dakota
Jul 18, 2019
Policy
In this letter, CSBS raises concerns regarding the impetus for and permissibility of these contemplated proposals and reiterates concerns regarding the validity of the OCC’s multistate fiduciary operations rules.
Jun 29, 2019
Policy
Director of the Washington State Department of Financial Institutions and CSBS Non-depository Supervisory Committee Charlie Clark testified on fintech regulation before the House Task Force on Financial Technology.
Jun 25, 2019
