Regulatory Proposals

CSBS tracks and responds to federal regulatory proposals that impact state-chartered financial institutions. The table below includes information about proposed regulations and standards and the corresponding CSBS analysis and comment letters.

Filter Proposals
Comment Deadline Title Agency CSBS Policy/Staff Analysis Comment Letter
09-26-2025
Pending 		Adjusting and Indexing Certain Regulatory Thresholds FDIC Adjusting and Indexing Certain Regulatory Thresholds Summary & Analysis N/A
09-19-2025
CSBS Did Not Comment 		RFI on Industrial Banks and Industrial Loan Companies and Their Parent Companies FDIC N/A N/A
09-18-2025
Pending 		Request for Information on Potential Actions to Address Payments Fraud OCC, Federal Reserve Board, FDIC Payments Fraud Summary & Analysis N/A
09-16-2025
CSBS Did Not Comment 		Guidelines for Appeals of Material Supervisory Determinations FDIC N/A N/A
09-16-2025
Pending 		Establishment and Relocation of Branches and Offices FDIC Establishment and Relocation of Branches Summary & Analysis N/A
08-29-2025
Pending 		Regulatory Capital Rule: Modifications to the Enhanced Supplementary Leverage Ratio FDIC, OCC, Federal Reserve Board Modifications to the Enhanced Supplementary Leverage Ratio Summary & Analysis N/A
06-30-2025
CSBS Did Not Comment 		Request for Information Related to Modernizing Payments to and from America's Bank Account Treasury Department N/A N/A
05-12-2025
Filed 		Request for Information: Deregulation OMB N/A Request for Information: Deregulation
04-10-2025
Filed 		Statement of Policy on Bank Merger Transactions FDIC N/A Proposed Rescission and Reinstatement of Statement of Policy
01-16-2025
Filed 		Proposed Rulemaking on Recordkeeping for Custodial Accounts FDIC Recordkeeping for Custodial Accounts Summary & Analysis Recordkeeping for Custodial Accounts