In this seven-part blog series, we explore how community banks are adapting to a changing digital landscape by analyzing banking and technology questions from the 2021 CSBS National Survey of Community Banks.

Washington, D.C. — The Conference of State Bank Supervisors (CSBS) sent a letter to Senate Banking Committee Chairman Brown and Ranking Member Toomey supporting the Congressional Review Act (CRA) joint resolution (S.J. Res.15) to strike down the Office of the Comptroller of the Currency’s (OCC) true lender rule. John Ryan, CSBS president and CEO: “The true lender rule undercuts state

Washington, D.C. – Statement from CSBS President and CEO John W. Ryan on the federal housing agencies’ affirmation of mortgage forbearance through Feb. 28, 2021: “State regulators applaud the federal housing agencies for clarifying the deadline for consumers to request forbearance under the CARES Act. This action provides clarity on the appropriate covered period. Importantly, it also gives consumers a

Washington, D.C. – Statement from CSBS President and CEO James M. Cooper on Opposition to Vance Amendment #10  “The Conference of State Bank Supervisors strongly opposes Senator Vance’s amendment to the RECOUP Act, which would fundamentally undermine our nation’s dual banking system by automatically converting state-chartered banks of a certain size into national banks. If enacted, the provision would dramatically

Washington, D.C. – In letters sent to both the House and Senate today, Conference of State Bank Supervisors Acting President & CEO James M. Cooper urged Members of Congress to provide marijuana businesses with access to financial services by retaining the Secure and Fair Enforcement (SAFE) Banking Act in the final conference report of the America COMPETES Act. “By granting

Washington, D.C. - The Conference of State Bank Supervisors (CSBS) has opened the 2023 Data Analytics Competition for applications. Students are asked to develop a data analytics model that demonstrates the potential impact on banks, such as earnings, deposits and asset quality, from the rapidly rising interest-rate environment and how banks should prepare. This is the third year of the

CSBS President and CEO Brandon Milhorn Statement on U.S. Supreme Court Decision, Cantero v. Bank of America “Today’s unanimous decision by the U.S. Supreme Court is a win for consumers and for state consumer financial protection laws. Cantero makes clear that courts reviewing preemption challenges must apply the high bar codified in the Dodd-Frank Act. State consumer financial laws that

State regulators call for changes to support innovation, stability, and predictability Washington, D.C. – The Conference of State Bank Supervisors (CSBS) today raised serious concerns about stablecoin legislation in a letter to House Financial Services Committee leadership. CSBS previously expressed similar concerns about the Senate stablecoin bill. “Without the adoption of critical changes, the legislation will fall short of establishing

Washington, D.C. - Recent Executive Orders compel the Office of the Comptroller of the Currency (OCC) to rescind its preemption regulations, the Conference of State Bank Supervisors (CSBS) said today in a letter to Acting Comptroller Rodney Hood. “The OCC’s preemption regulations are clearly unlawful, inconsistent with Supreme Court rulings, and contrary to the public interest,” said CSBS President and

Washington, D.C. – The Community Banking Research Conference planning committee has named three graduate students as the 2025 Community Banking Research Conference Emerging Scholars. The scholars are: Gene Kang from the Haas School of Business at UC Berkeley, Anthony Waikel from the University of Georgia, and Ruinan Liu from McMaster University. The Community Banking Research Conference, co-sponsored by CSBS, the