Fintech, short for “Financial Technology,” refers to companies and products using technology to make financial services more efficient. Many Fintech companies perform traditional business activities, such as mortgage lending or money transmission. However, some Fintech companies are startups that present themselves as a new business model. Many new and existing businesses consider themselves part of the Fintech ecosystem. Online lenders
The comprehensive nature of the CSBS 2018 National Survey of Community Banks provides a starting point for establishing an overall sentiment index of community bankers. This paper takes a preliminary look at how such an index could be constructed.