Hello, I would like to start by thanking all of you for attending the first virtual NMLS conference. As Albert Forkner just noted, this year marks the largest attendance for this event and shows the power of technology to connect us. I want you to consider this as I speak: Just 10 years ago, bringing 1,000 people together for a

The Baseline Nonbank Cybersecurity Exam Program and the Enhanced Nonbank Cybersecurity Exam Program are tools used by state examiners nationwide to assess the cyber preparedness of nonbank entities. These tools also provide institutions the ability to improve their cybersecurity posture and better prepare for cybersecurity exams conducted by state examiners. The latest versions of the Baseline Nonbank Cybersecurity Exam Program

Washington, D.C. – The Conference of State Bank Supervisors today announced its executive leadership team as part of a new organization structure. “This team brings perspective and leadership skills that are critical for guiding CSBS as we support the dynamic state regulatory system,” said CSBS President and CEO John Ryan. “These organizational changes are part of a larger effort to

Washington, D.C.— State financial regulators released an updated cybersecurity examination tool for nonbank financial company supervision during the ongoing Nationwide Multistate Licensing System (NMLS) Annual Conference. The tool is designed for state regulator use in examinations, and companies are encouraged to use it to assess their cybersecurity health between examinations. This tool is the newest component of state regulators’ cybersecurity

Washington, D.C. – Community bankers report net interest margins have overtaken regulatory burden as their top external risk in the 2025 CSBS Annual Survey of Community Banks. Now in its twelfth year, the annual survey gauges internal and external risks, competition, safety and soundness, and deposit insurance policy. This year, community bankers expressed that their internal concerns remain steady, while

St. Louis – A paper on regulatory risk perception earned the John W. Ryan Award for Most Significant Contribution to Community Banking Research at the 2025 Community Banking Research Conference. The Community Banking Research Conference, co-sponsored by the Conference of State Bank Supervisors (CSBS), the Federal Reserve System, and the FDIC, is held annually in St. Louis. This year’s winning

Subscribe: State of the System State financial regulation has been a cornerstone of economic stability for more than a century. On “State of the System,” we’re talking to state supervisors, policymakers, and industry leaders who understand that stability and progress go hand in hand. In each episode, we’ll break down what’s happening behind the headlines, why it matters, and how